My big financial challenge to mortgage freedom

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  • tattycath
    tattycath Posts: 7,175 Forumite
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    tattycath wrote: »
    No spend day today.:)

    August to do list:

    Sort out loft
    Pay £200 off mortgage well on the way-paid over £160 off. :)
    Put £150 in savings nope, didn't happen this month. Must try harder next month
    Sort spare roomno, that didn't get sorted either but it's on my list of jobs to do this week as we are expecting visitors soon :)
    Organise kitchen cupboardspartially, but still got stuff to do
    Start getting ready for Christmas- start buying presents or putting money away for presents. :) I know it's early, but it is only about 21 weeks away and will soon be upon us. ;)yep, I have made a start with this and I am buying extra things to add to hampers etc

    I did manage to sort shed out-finally. So that will help with the sorting of other things. I have things that live in the house that should live in the shed (I don't mean physically live, I am talking inanimate objects here. ;)
    As things get put in the shed, it will free up room for other things to have a proper place to be in the house. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Even though it's been a long weekend it doesn't really feel like I've had a totally relaxing weekend. I offered to help someone out Saturday and spent all day doing just that.
    Yesterday I did a few jobs, all the washing and sorted shed and did a couple of tip runs too.
    I was going to vacuum today, but I did it last night instead as it was cooler last night.
    Today
    ...I went out and bought some DIY stuff and a few bits to make a birthday present for a dear friend.
    I did have a quiet fairly relaxing afternoon and evening as I decided it was too hot to do jobs. :o
    Early night tonight as its a super early start for me in the morning. I tend to only sleep between 5 and 7 hours a night anyway, usually nearer to 5 than 7.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    I have been mulling over some new ideas to increase my income...fingers crossed I can do this and make a success of it-along side my business and regular job for now...:) exciting times. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    I had a final push and managed to overpay mortgage by just over £203 this month. :j I'm happy with that. :)
    I will try and set September targets at weekend. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
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    Great start to the o/p mortgage, when you remember it was a 5 week month

    Could be doing with some ideas myself for generating extra income, however
    need to invent a 48 hour day for that.

    As for Christmas, I have just put in some leave for the festive season and at the
    shops last weekend, the Christmas cards were making an appearance on the shelves.

    Too hot ! ! ! Can't say there's been 1 day this year where I could say it's been too hot :-(

    Good luck with the targets for September.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • jwil
    jwil Posts: 19,120 Forumite
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    Well done on the overpayments :T

    Good luck with the extra income as well. :)
    "If you can dream it, you can do it". Walt Disney
  • tattycath
    tattycath Posts: 7,175 Forumite
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    jwil wrote: »
    Well done on the overpayments :T

    Good luck with the extra income as well. :)

    Thank you jwil. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Well, business is picking up and it looks like it's going to be a very busy few months. Lots of irons in fires and ideas in the pipeline as I broaden my income stream. :)
    In view of this I may have several noticeable absences from my thread in the next few months. Everything is in hand and I've just got to work my butt off in order to achieve my objectives. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Betterthanever
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    Sounds promising! Good luck with everything!!
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Well, it would appear life has thrown in another curve ball... :(
    this year has been a bit on the rubbish side-putting it mildly. :(
    Let's hope 2018 is a better year. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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