My big financial challenge to mortgage freedom

tattycath

Well, so far-since I got the mortgage, I have been making the odd overpayment, but only making one or 2 extra payments a month. Going forward I have decided to make more regular overpayments, throughout the month.
I am hoping that by doing it like this I will end up making a larger monthly overpayment in the long run. That's the plan anyway. We will see how it goes.
This month, I have made over payments to the total value of £64.67 so far. It doesn't sound like much, but it is only the 10th so I have another couple of weeks to add to that.

wishingthemortgaheaway

My overpayments are about that for this month at the moment.
I'm aiming for £128 this month to keep me on target for £35k at the end of the year.

tattycath

wishingthemortgaheaway wrote: »

My overpayments are about that for this month at the moment.
I'm aiming for £128 this month to keep me on target for £35k at the end of the year.

Well done, that's great! It all adds up. :j
Good luck with the continued overpayments.

tattycath

No spend days yesterday and today.
Hayfever playing up today.
So, I've been to work. Done some washing and hung out 1 load before work and another load after. All dry and brought in now.
Hoovered up.
Yesterday I made some lemon curd. I still have some lemons left and some limes so I feel more curding will be done soon. I didn't have castor sugar and refuse to pay expensive prices for it anyway so I made my own by putting granulated sugar in the nutribullet. You have to keep your eye on it though or it grinds into Icing sugar.
Went round to friends for tea yesterday. delivered some gifts of lemon curd round to a couple of neighbours too.

tattycath

Blimey, I've been neglecting the old diary it would seem...time just seems to be flying by these days.
Last week I made some blackberry curd.
I need to make some marmalade soon. I'm also hoping to start on Christmas cakes either this week or at the weekend.
No spend day today-so was Saturday.
Small overpayments are still happening on the mortgage. though none for a few days.
I need a couple of potentially expensive jobs doing on the house! so I need to raise some funds ASAP...and then find an honest tradesman who won't try and rip me off-had burnt fingers in the past-once bitten twice shy. :mad:

tattycath

£1.57 off the mortgage today, that's all I've spent today.

tattycath

No spend day today...I went to a shop but spent nothing and on my way back to car I found 50p in the carpark.

wishingthemortgaheaway

That's a Win!

tattycath

Today's itinerary:

Usual housework jobs, vacuuming, sweeping mopping
Laundry. It's a lovely drying day, let's hope it last all day.
Change bedding.
Clear out shed, I am bringing in reinforcements for this-namely DD2.

I was decorating-helping someone out-yesterday and I think I may have pulled my back a bit.
I did have a soak in the bath last night and it does feel better now I have slept but it's still niggling. Let's hope this dissipates as the day wears on. DD1 seems to think I should find a masseuse and have a back massage!

tattycath

Just been number crunching and so far this month I have overpaid mortgage by £162.86