My big financial challenge to mortgage freedom

tattycath

A_Frayed_Knot wrote: »

A while since you posted. How you doing? Hope it's because you are busy, busy, busy

jwil wrote: »

Hope all is ok lovely xx

Hi both. Great to hear from you.
I have been unwell but now back to being super busy. Lots to do.
I need to catch up with work so I'm working this weekend.
I've set myself some personal targets regarding work. I work better from lists so I'm armed with lists and objectives.

jwil

Glad you are better. Good luck with the lists!

try_harder

Good to see you back and glad you are feeling better

tattycath

Goodness. I have been awol for quite a while now haven’t I!
How is everybody?
A lot has happened. I’ve changed jobs and still work for myself too. Finances are looking good and it’s still operation pay the mortgage off.
I have no other debts apart from my mortgage. I seriously need some extra side hustles in order to achieve my objective quicker.
When I changed jobs my wages went down but I’m now in a better place-not sure how but i am.
I’ve got a starling account and lots of pots within it.
Amazingly I’ve almost completed my book work for my tax return. happy days x

jwil

Wow, long time no see! Welcome back

All sounds good with you

tattycath

jwil wrote: »

Wow, long time no see! Welcome back

All sounds good with you

Hey lovely! How are things with you?

tattycath

Paid another £19.64 off the mortgage today.
Day off so I’ve been up and at it since before 8-I always wake up early these days, I’ve been awake since before 7.
I’ve got lots to do today!

tattycath

I’ve sorted my post out and taken to PO.
Had lunch-tinned tomato soup and home made bread.
I’ve decided to have a ‘use up’ week and whatever we have in the freezer and fridge will be what we are having for evening meal for as long as the food lasts.
Just a heads up that if you go to Asda. Go to the bakery bit and if you ask for some fresh yeast, they will GIVE , yes, give you some in a little bag. Last time I went they gave me enough for 4 small loaves. :j
Not counting the post-as that comes out of my business, I spent £5 today.
Aiming for a few NSdays this month

tattycath

Been sorting stuff out and getting more stuff up for sale. :j
Going to do more number crunching.
I’m now back in the mortgage free in 3 part 5. :j
Looking forward to making inroads.
I was reading through this thread earlier. My interest rate was £8.72 a day. We renegotiated after our fix ended earlier this year and our daily interest rate is now approximately £7.46 a day.

tattycath

Working today on a late shift.
Sorting my parcels out from my own business. I’ll drop them off at the PO on my way to work.
I’ve got 2 bags of clothes to drop off on my way too. I’ve also found some more stuff to sell.
I found some lemons in my fruit bowl that need using and I really haven’t got time or inclination to do much with them. So, I’ve zested and squeezed them and popped zest and juice in freezer for now.
I feel I will probably make some banana bread later as I have some bananas on their last legs. Waste not want not.
Im not expecting a no spend day today as i need to pay parking and a couple of bits I’d like to get whilst I’m out and about.
Best get on. X