My big financial challenge to mortgage freedom

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  • tattycath
    tattycath Posts: 7,175 Forumite
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    katep23 wrote: »
    Congratulations to you and your DD on your new home, will be reading with interest and cheering you on from the sidelines.

    Thank you Kate. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    So, yesterday I woke up with the mother of all headaches. :( at 2am!
    Then I got up at Half 6 did some work and was back in bed at half 10 for a couple of hours-to try and shift the lingering headache!
    It finally dissipated yesterday evening.
    Today I had a sleep in and this afternoon managed to lock myself out! Luckily I had my car keys-so I had to go to miss tc and get her keys so I could get back in. I managed to get caught in a deluge of rain (between parking the car and walking to where she was), so I looked like a drowned rat when I got there! :(
    Now sat drying off with a cuppa soup
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
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    Hope all is still going well, keep finding 20p's and the mortgage will be gone in no time ;).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • tattycath
    tattycath Posts: 7,175 Forumite
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    gallygirl wrote: »
    Hope all is still going well, keep finding 20p's and the mortgage will be gone in no time ;).

    Thanks gallygirl. :)

    Onwards and upwards. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • gallygirl
    gallygirl Posts: 17,228 Forumite
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    tattycath wrote: »
    Thanks gallygirl. :)

    Onwards and upwards. :)
    Onwards and downwards surely :rotfl:.
    Save
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • tattycath
    tattycath Posts: 7,175 Forumite
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    gallygirl wrote: »
    Onwards and downwards surely :rotfl:.
    Save

    :rotfl:
    Just to clarify: Onwards and upwards with life and onwards and downwards with the mortgage! :T:T:T
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Lovely to hear you have settled in. And hope all is well with miss tc's health. Scary stuff, know all about Scary.

    Big o/p target you have there, but if you don't have big targets - it won't get you anywhere, and sometimes surprising just how they are reached when focused.


    Love to hear about housey things, decorating, furniture etc and all about work as well. (call me nosey :eek: :rotfl:)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
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    A_Frayed_Knot wrote: »
    Lovely to hear you have settled in. And hope all is well with miss tc's health. Scary stuff, know all about Scary.

    Big o/p target you have there, but if you don't have big targets - it won't get you anywhere, and sometimes surprising just how they are reached when focused.


    Love to hear about housey things, decorating, furniture etc and all about work as well. (call me nosey :eek: :rotfl:)

    Well, so far we have stripped walls, repaired them, :eek:
    painted them. Had carpets fitted-not on the walls though:rotfl:
    We've ripped floors up, laid new flooring. Sick of decorating now to be honest.
    We didn't realise what DIY skills we had until we had to utilise them.
    We decided we had better make it look the best we can as we will be spending a lot of time here as we can't afford to go out much if we we to achieve our objectives (and hopefully over achieve). ;)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • try_harder
    try_harder Posts: 1,527 Forumite
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    Keep up the good work ,i cant believe how much you have done in so little time .
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Oh my word, I haven't been on here for ages! I can't believe a month has gone already!
    Well, I've been getting into a new routine for a few weeks and trying to ascertain exactly what all the regular outgoing so are/going to be.
    I haven't made as many overpayments as I would like, however, I intend to rectify this going forward-and downwards. :)
    I will post again later tonight. Off bargain hunting now. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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