Transferwise Debit Card

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greyteam1959
greyteam1959 Posts: 4,576 Forumite
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in Budgeting & bank accounts
I have a Transferwise Mastercard debit card.
I have loaded it with euro's in the UK.
I have tried to withdraw euro's from the card in Spain & every ATM that I have been to has tried to charge me a fee to withdraw euro's.
I have pressed the 'Without Conversion' message on all the ATM screens when asked.
Anybody know why I cant get euros without charge ??
Am I missing something somewhere ??
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  • DesG
    DesG Posts: 1,288 Forumite
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    Keep trying different banks, most now charge an off network withdrawal fee.


    I think there was a thread on here with lists of some that still do not charge.
  • JuicyJesus
    JuicyJesus Posts: 3,830 Forumite
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    Yeah, it's only at TransferWise's end that they don't charge you. Individual ATM owners still can.

    It's the same as if you went to a charging ATM here to withdraw sterling, they wouldn't - can't, even - waive that charge.
    urs sinserly,
    ~~joosy jeezus~~
  • greyteam1959
    greyteam1959 Posts: 4,576 Forumite
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    I have tried 6 banks & they all charge.
  • JuicyJesus
    JuicyJesus Posts: 3,830 Forumite
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    greyteam1959 wrote: »
    I have tried 6 banks & they all charge.

    Yep, because it's a charge levied by the ATM owner not by your bank, who may themselves separately charge.

    As DesG says you have to either pay the ATM owner's fee or hunt for a fee-free one.
    urs sinserly,
    ~~joosy jeezus~~
  • pavane
    pavane Posts: 155 Forumite
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    Try Santander. When I had similar issue their machines worked for me.
  • greyteam1959
    greyteam1959 Posts: 4,576 Forumite
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    pavane wrote: »
    Try Santander. When I had similar issue their machines worked for me.

    Nope Santander ATM tried to charge me 5 euro to withdraw 20 euro !!
  • TOP_CAT
    TOP_CAT Posts: 583 Forumite
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    In the not so recent past Spain was always bad for ATM withdrawals better to change up cash .
  • JohnMl88
    JohnMl88 Posts: 72 Forumite
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    La Caixa, Banka March, Liberbank
  • greyteam1959
    greyteam1959 Posts: 4,576 Forumite
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    JohnMl88 wrote: »
    La Caixa, Banka March, Liberbank

    No Banka March or Liberbank near me.
    La Caixa bank is about the only one I have not tried.
    I have a La Caixa ATM near me so will give it a try.
  • sausage_time
    sausage_time Posts: 755 Ambassador
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    In Spain I just try to pay by card everywhere to avoid the ATM fees. Just be ready for the DCC question!
    I’m a Forum Ambassador and I support the Forum Team on the Credit Cards and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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