Mindful or Mind full?

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  • beanielou
    beanielou Posts: 90,296 Ambassador
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    Seasidegal58 wrote: »
    I hope 2018 proves to be a positive, happy time for you Pauline. Baby steps are the way forward. All the very best for the New Year.

    SSG x


    Seconded by me :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Happy new year Pauline, I hope you find happiness and peace in 2018 :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • redofromstart
    redofromstart Posts: 4,167 Forumite
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    Best wishes for the new year Pauline
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • Cherryfudge
    Cherryfudge Posts: 10,042 Forumite
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    Happy New Year Pauline - may it be the start of many good things xx
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
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  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
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    May 2018 be YOUR year Pauline
    (((((HUGS)))))
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • 117pauline
    117pauline Posts: 743 Forumite
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    Update on the four day challenge

    Tablet downstairs achieved
    20 mins cleaning achieved

    Otherwise nothing else completely achieved although I have partially achieved bits of the rest

    To all those who have popped by, I can only thank you so much

    Back tomorrow with my next 10day plan

    Take care everyone
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • CP2016
    CP2016 Posts: 105 Forumite
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    That's 20 minutes more cleaning than me then!

    Happy New Year and I hope that 2018 brings lots of new opportunities that you can grasp with both hands.
    “Have nothing in your house that you do not know to be useful, or believe to be beautiful.”
    Wiliam Morris
  • Willowtree222
    Willowtree222 Posts: 7,696 Forumite
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    Happy new year xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • SnowBallBunny
    SnowBallBunny Posts: 149 Forumite
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    Happy New Year Pauline! May 2018 be full of wonderful things. :)
    Credit Card 1 £6,000/£5,322.56 Debit Card £5,000/£2975.3 Credit Card 2 £1200/0 Tax Bill £750/£0 Library Fine £90/£0 Accountancy Bill £720/£0 Cancelled Art Project Donation £15/£0
    Total £13,199/£8298

    A SnowballBunny, hopping my way to Financial Freedom. :j
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Happy new year Pauline

    x

    Only a pm away if you need anything x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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