The mindful MFW: A healthy, happy journey to a mortgage free life!

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  • greent
    greent Posts: 10,671 Forumite
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    museumworker wrote: »
    Woohoo, just secured a bed for DS room for £3.50, saving nearly £280!

    Our bedroom revamps WILL be done as cost effectively as possible.

    Next search: a desk for £10-15.


    Blimey! Totally bargainacious!:T:T
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
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    Very muchly a bargain. How???
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • museumworker
    museumworker Posts: 2,240 Forumite
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    shangaijimmy wrote: »
    Very muchly a bargain. How???

    Thanks both! It's second hand, badly photographed and described, and needs dismantling as well as collecting. It's only 10 mins down the road so shouldn't take too long, the potential saving is worth the purchase! Hoping his existing mattress will fit it too :money:.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • themadvix
    themadvix Posts: 7,898 Forumite
    Mortgage-free Glee! Photogenic First Anniversary Name Dropper
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    Surely you're massively overbudgeting for that desk? More like £2 if a bed is £3.50 and a chest of drawers free ;) Where's the challenge! :D
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • museumworker
    museumworker Posts: 2,240 Forumite
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    themadvix wrote: »
    Surely you're massively overbudgeting for that desk? More like £2 if a bed is £3.50 and a chest of drawers free ;) Where's the challenge! :D
    :rotfl::rotfl::rotfl:
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • wishingthemortgaheaway
    wishingthemortgaheaway Posts: 2,536 Forumite
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    themadvix wrote: »
    Surely you're massively overbudgeting for that desk? More like £2 if a bed is £3.50 and a chest of drawers free ;) Where's the challenge! :D

    I really did 'lol' at that. Brilliant.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • museumworker
    museumworker Posts: 2,240 Forumite
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    Just went to pick up *another* set of passport renewal forms as stuffed up the first set. So glad I did as although the first post office I went to didn't stock them, it offered to check the applications FOR FREE! That will save £19.50 on the two applications :j!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • blocpartyfan
    blocpartyfan Posts: 70 Forumite
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    museumworker wrote: »
    Just went to pick up *another* set of passport renewal forms as stuffed up the first set. So glad I did as although the first post office I went to didn't stock them, it offered to check the applications FOR FREE! That will save £19.50 on the two applications :j!

    what a bonus, well done! great to benefit unexpectedly for poor service standards :beer:
    Mortgage when started:
    Jan 2013: £200,999; 2nd Jan 2018: £137,500; 2nd Jan 2019: £119,000; 2nd Jan 2020: £98,800; 22nd May 2020: £81,000; 27th July 2020: £71,500
    Mortgage free day planned for: [STRIKE]25th June 2025 (day before my 40th birthday!)[/STRIKE] 31st December 2021
    [/STRIKE] 31st January 2022
    Mortgage free: 2nd June 2021!!!!!!
  • CathT
    CathT Posts: 7,115 Forumite
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    That is a great saving on passport forms. Now what else can you get for free?

    Love your retirement travel plans too.

    I did chuckle at the comment vix made!
    Apr 2024 - part 1 - £30,337 part 2 - £24,811 Total - £55,148 43 months to go!
  • museumworker
    museumworker Posts: 2,240 Forumite
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    blocpartyfan wrote: »
    what a bonus, well done! great to benefit unexpectedly for poor service standards :beer:

    Yes, they used to offer the service but don't any longer, so should know exactly what to look for. Was really kind of them to offer :beer:.
    CathT wrote: »
    That is a great saving on passport forms. Now what else can you get for free?

    Love your retirement travel plans too.

    I did chuckle at the comment vix made!

    Did someone say FREE... definitely my favourite word at the moment :rotfl::rotfl::rotfl:. Will have free day at home with DD2 today as we are potty training _pale_ for hopefully the last time. Then we won't need to buy nappies any more - yay :j.

    I'm really excited about the travel plans too, we get a few breaks a year but being able to take longer breaks will be wonderful.

    Yesterday I did my first 'miracle morning' routine, and it was absolutely amazing. Ten minutes each of Silence, Affirmations, Visualisation, Exercise (Yoga), Reading and Scribing (or journaling). I was literally buzzing all day, got loads of things off my to do list and published a blog post. Tried to get up early to do one today but my meds are definitely not conducive to early risings :mad:. Will try again tomorrow though, the emotional benefits are definitely worth it.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
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