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The mindful MFW: A healthy, happy journey to a mortgage free life!
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All sounds good.....enjoy the party!0
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Betterthanever wrote: »All sounds good.....enjoy the party!
Thank you! :beer: It's the first of 3 in the next week :eek: but as I'm volunteering the day after 2 of them, it's a good reason to not drink too much. :rotfl:
Partywear all shopped from my wardrobe. I may need to buy a new eyeliner as my old one has run out, but that's it.
Lunch from stores, and I'm going to get a free coffee today from Mr W :beer: when I help my boss buy some things for next week's party.
Plus it's my last working day of the week :jMortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
I'm definitely feeling under the weather, have had a play date and did a ridiculously expensive Xmas shop at L!dl and now on the lemsip (with medicinal G&T on the side!)
Some small wins:
* Saved on the annual R@dio Times by downloading it via a library app.
* Think I've finished the Christmas shopping, just paid for an annual membership for London Z00. Planning a visit on Boxing Day, if we visit 3 times in a year it will pay for itself and as it includes Wh!psnade I don't think that will be a problem! Money taken out end of Jan too, so has a bit longer in our account.
* DD1s camp is running this year so that will be her main present
* Got discounted fizz and home made chocolate dipped honeycomb for adult gifts this year. This worked out about £7 a couple, cheaper than last year.
* We can now get a free swim for a companion for DS, OH took him today (£5 saved)
* I put back a number of reduced clothes in the charity shop yesterday
* didn't need any more make up
* shopped from wardrobe for remaining Xmas party outfits
Tomorrow we're planning a cheap cinema outing (£1.50 per person, will take our own popcorn), a McD lunch for kids, and then we have a Xmas party. We have a bottle to take from stores and OH making some more honeycomb.
Not so good:
* think I've overspent on my personal account so need to repay that after pay day, its about £10
* I coughed so hard I vomited this morning and feel dreadful. Have no patience and have lost my temper a few times today.
* we house swap on the 28th and our home is very far from ready!
To do:
* REST!!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Lovely cinema visit, HM popcorn, McD lunch and got kids feet measured ready for the sales. Also managed to concince DS to get a haircut FINALLY and it looks lovely.
Noticed that L!dl rang our turkey through TWICE so due a £16 refund.
Need to get party ready, and have a lie down. Exhausted!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Hope you feel better soon and have a good party /relaxing Xmas time!MF planning for the simple life :beer::j0
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Just a quick hi - January was crazy busy with work and personal commitments, and finances went to the bottom of the list. I'm feeling overwhelmed and had a very bleak day on Sunday so need to be positive and concentrate on what I can do, rather than beat myself up about past mistakes. I have a work trip coming up next week, the airline went bust so had a busy weekend rearranging flights and meetings, and there's still a little to finish up. Treating DD2 for constipation this week so OH and I taking it in turns to be at home with her. I've also lot about 5 pounds since Christmas, which has really helped with my self-esteem.
WINS
* Current account now up to date on YNAB
* Noticed a monthly 'subscription' I can't recall signing up for. Grrr. Sent a terse email, and 3 of the 4 payments refunded (£45), need to complete a form for the final one.
* Finally cashed a cheque - one day before expiry, but cashed nonetheless! £68 back in account
* We did our first t@x return since our pension payments were increased. There were unexpected complications, but the good news is we only had to pay £77 :j instead of the usual £2k.
TO DO
* Apply for final £15 refund (£15)
* Call bank and ask for refund due to collapse of BM1. (£55)
* Update Credit card expenses on YNAB.
* [STRIKE]Pay for DD music camp this summer DONE[/STRIKE]
* change flight time to be back for DD1 concert (£40 change cost)
* Book hotel 1
* Cancel hotel 2
* Book hotel 3
* [STRIKE]Book gutter man to fix broken gutters EMAIL SENT[/STRIKE]Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Well done on the weight loss!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Well done on the weight loss!
Aw thank you! I had lost another couple of pounds, but have been 'picking' for weeks which has its consequences. Much more focused today.Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
museumworker wrote: »Lovely cinema visit, HM popcorn,
I missed Bohemian Rhapsody when it came to the cinema. My friend (who has seen it about 8 times :eek::eek::eek:) got the DVD so we were all round hers last night watching it. Really enjoyed it, the casting was amazing (particularly Brian May I thought) and it only cost me two bags of popcorn.
Museumworker have you tried the 3:4:5 breath. Dr Raj had someone doing this on his Dr programme for about 2 minutes a day and it brought their blood pressure down. It's breathing in for 3: hold for 4: out breath for 5.
Have found 3 yoga playlists for 30 minutes each. Will be using one today. I use them for free yoga when my yoga class is cancelled (as it is today)Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0
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