Travel credit cards
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JeffMinter wrote: »Just came back from Norway after using the Revolut card... only worked once, for a 100kr ATM withdrawal. Had to use my ordinary bank card for the rest of the trip... spent over £50 on exchange fees as a result!!!Evolution, not revolution0
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I have also been refused with a credit score of 5220
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Given there are no fees on overseas spending/cash and only 12.9% interest on cash withdrawls, would it be possible to pre-load the card with cash before going on holiday and using the card just to withdraw cash while on holiday to avoid any charges on cash. Any left over cash at the end could be used up with "ordinary" spending afterwards. Is there a catch? Looks like would be more convenient than the standard pre paid cash cards.0
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Given there are no fees on overseas spending/cash and only 12.9% interest on cash withdrawls, would it be possible to pre-load the card with cash before going on holiday and using the card just to withdraw cash while on holiday to avoid any charges on cash ...
What you suggest is against their terms and conditions - they may think you are money laundering - and the account may be closed. People probably do it but it's risky.0 -
Used this card for 4 days in Paris and it was great. Paid it off as soon as I got home.
Wish the limit would be increased a little though as £1000 is usually fine for me if hotel is prepaid but it's a little too low for things like car hire etc
What limits have people got? I'm a high earner, poor credit, but no defaults/CCJs or lates. (Basically just a pay-the-minimum type for many years).0 -
Hi
I have just received my updated Halifax Clarity Card.
Looking through the accompanying booklet "Credit Card Terms and Conditions, Part B: Additional Important Items", it says on p8
"Section B5. Fees and Charges.
Non-Sterling Transaction fee. Purchases. This fee applies if you make a purchase transaction in a non-Sterling currency.
Cash transaction. This fee applies if you make a cash transaction in a non-Sterling currency."
Is this the end of "free" transactions abroad?
Regards
vatuwaqa020 -
vatuwaqa02 wrote: »Is this the end of "free" transactions abroad0
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What it seems to have done is structure the T&C so that they will not require a wholesale rewrite should they decide to introduce charges at a future date. Just change the amounts in A5
So it might be the beginning of the end.......0 -
What it seems to have done is structure the T&C so that they will not require a wholesale rewrite should they decide to introduce charges at a future date. Just change the amounts in A5
So it might be the beginning of the end.......
More likely a one size fits all way of making a T&C change on a large range of credit cards, many of which are no longer on sale.0
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