2018 Mortgage-Free Wannabes

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  • f0xh0les
    f0xh0les Posts: 6,878 Forumite
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    Fantastic news MM10

    Congratulations!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • clairebear_london
    clairebear_london Posts: 9 Forumite
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    Hi Miss Pinky - very interested in hearing about your new kitchen :j We are looking at getting ours done soon/next year but trying to weigh it up against overpaying the mortgage. Any thoughts? How did you decide the right time to do yours? Thanks x
  • starnac
    starnac Posts: 5,917 Forumite
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    Hi Is it too late to join this? We have just started taking overpaying our mortgage seriously and keeping track every month would be a great incentive.
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • anna42hmr
    anna42hmr Posts: 2,844 Forumite
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    Hi, number 105 here, can you put me down for my usual op for June please, £215.26 which takes me to a year to date of £1291.56
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £572.15 overpaid as at March so YTD = £355.88 Total OP since mortgage started in 2015 = £34,178.29
  • michelle09
    michelle09 Posts: 912 Forumite
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    #28 with a £200 OP for June again.
  • jackieblack
    jackieblack Posts: 10,317 Forumite
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    Hope everything is well with hiddenshadow - spreadsheet not updated for nearly 6 weeks and over 100 posts
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
    2021 £1250.00, 2022 £1500.00, 2023 £1500
    Target for 2024 (offset) = £1200, YTD £460
    Quidquid Latine dictum sit altum videtur
  • Aliliva
    Aliliva Posts: 178 Forumite
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    Hi all, a bit of a sluggish month here with a couple of nice flight and holidays purchases, so the OP is a bit less than I was hoping for. Next month i should have a pay review, and apart form some curtains I should be done with the decoration expenses for the house (still begging for my boiler not to let me down this year), so I'm still well set to meet my target :T

    So, for the reporting of #34:
    May £456.47
    June £101.54
    GC £~~/300
  • julicorn
    julicorn Posts: 2,281 Forumite
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    Hope you're ok hiddenshadow!

    #50 checking in with an additional overpayment if £1,700, bringing the total June overpayments to £2,200.
    If possible, I would like to up my annual goal to £11,000 :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
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    Hi, i don't think my entry has been put in...
    No. 116 - o/p of £5000. In June.
    Thanks!
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • Schoolworker
    Schoolworker Posts: 499 Forumite
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    No 72 reporting in. Made an overpayment of £4000. This means I have smashed the budget due to being gifted some money.
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