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2018 Mortgage-Free Wannabes

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Comments

  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    No.171 with an additional OP for June of £28.83

    Best
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • clairebear_london
    clairebear_london Posts: 9 Forumite
    Hello may I please join the thread? We bought our house last summer and we love it! We have started to make overpayments to the mortgage to try and pay it off a bit quicker - but my goodness it seems like such a huge task! We are trying to save up to get a new kitchen too and I'm not sure what is best use of the money - overpaying or saving for the kitchen!? Or a combination of the two? We are remortgaging in March next year so trying to drop down a LTV band before then, which is a good incentive! Thanks, Claire.
  • juststuff123
    juststuff123 Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 12 June 2018 at 6:44AM
    #152 reporting in for June - £13100. And that's it - The mortgage is paid off!!








    :j :j :j
    GOAL:- £450k in Savings by March 2028 SAVINGS: – £402,431 COMPLETE GOALS - Debt Free, Mortgage Free, £400k Savings Save 12k in 2026 #21 = £9479 / £25,000
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 350 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Amazing Juststuff! Well done.

    Must be an amazing feeling!:j
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • juststuff123
    juststuff123 Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Thanks Mortgage Minimiser - I don't think it's quite sunk in yet. I think it will when my regular payment doesn't go out next month!
    GOAL:- £450k in Savings by March 2028 SAVINGS: – £402,431 COMPLETE GOALS - Debt Free, Mortgage Free, £400k Savings Save 12k in 2026 #21 = £9479 / £25,000
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    juststuff123 wrote: »
    #152 reporting in for June - £13044. And that's it - The mortgage is paid off!!
    :j :j :j

    Wow, that is amazing! Congratulations :beer:
  • beanielou
    beanielou Posts: 99,517 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    juststuff123 wrote: »
    #152 reporting in for June - £13044. And that's it - The mortgage is paid off!!








    :j :j :j

    Great result :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • greent
    greent Posts: 11,038 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    juststuff123 wrote: »
    #152 reporting in for June - £13044. And that's it - The mortgage is paid off!!
    :j :j :j

    Congratulations!!!! :j:T:j:T:j:T
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • wishingthemortgaheaway
    wishingthemortgaheaway Posts: 2,536 Forumite
    1,000 Posts Second Anniversary
    juststuff123 wrote: »
    #152 reporting in for June - £13044. And that's it - The mortgage is paid off!!








    :j :j :j

    Congratulations.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • clairebear_london
    clairebear_london Posts: 9 Forumite
    Congratulations Juststuff! Amazing news! Well done!
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