We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2018 Mortgage-Free Wannabes
Comments
-
#157 reporting a capital repayment of £1720.50 for May :j:j
Thanks for running things Hidden Shadow :AOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
#11 with a first OP of £1130.73 for June, £6427.17 for the year so far, and will hopefully be a small top-up later in the month - a little complicated as my mortgage switches over to a new deal this month, and waiting to see exactly what they payments will be.
Another OP of £128.83 today for #11, making £1,259.56 for June and £6,556 for the year so far. If I've done my sums correctly, that's exactly £55,000.00 of overpayments on my old mortgage, with the new one kicking in tomorrow0 -
Hi hiddenshadow,
MFW No 86 reporting in with an OP of £325 for the month of June.
Thanks0 -
Hi Hiddenshadow - thanks for continuing to keep this up to date much appreciated.
#169 £1,180.08 paid in June
ThanksBlitz that mortgage
Jun 2016 £152,000
April 2021 £85,0000 -
2018 MFW #138
£100 payment today 06/06/18
Total to date £2767/£6500 = 42.5%On a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Payments for June so far
#65 £672.61
Just so the amount is now £105,999.99
I am in the 105s, like Levi's worn backwards.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Hi
I think you missed my previous post
Hi
No 158 reporting £130 for May
Its slowed down but still happy as my expensive couple of months are done now
So head down and lets crack on
Thanks for running this thread hidden0 -
Number 116
First payment of the year £5000.00 for June pleaseMortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0000 -
#46 reporting in for June
This months overpayment is £1763
Total OP for the year is £7779.28. Target smashed.
Total mortgage reduction for the year to start of June is £12,186.47.
Pleased with that.
Also started to build up personal savings to £2828.89 and extension savings currently stand at £114,889.12 (reducing quickly!!)
Waiting until August when I can start looking at reserving a new mortgage product - hopefully reduce the term and the monthly payment. plan is to fix for 5 years and across repayment, OPs and savings get to either paid off or mortgage neutral! Fingers crossed!
Thanks for running this HS
MM
XMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
Hi all
Not doing so well this year. On maternity leave and had some unexpected expenses so just plodding on with standard OPs at present...better than nothing!!
No 37 June £160.21
Thanks as alwaysMFW #37 2018 £1371.67/£2664 (51.5%) (2017 £2647.97/£2664 (99.4%)) Original End Date Dec 2038 Now November 20360
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards