Ombudsman

lilpenguini · 13 April 2018 at 7:45PM

Long story I won't bore you with but a quick question! am making a complaint to the Financial Ombudsman about something that's gone one with one of my credit cards. I submitted my complaint and evidence etc online on their website on Tuesday. They gave me a temporary reference number which I stupidly didn't write down as I expected an email, but since then I haven't had any emails about it. Is this OK? Does it normally take a little while to hear back, not even getting a confirmation or anything? Thanks in advance to anyone who has experience with this to put my mind at ease

YorkshireBoy · 13 April 2018 at 8:06PM

The card provider's complaints procedure will be detailed on their website. Usually something along the following lines:

1. We will try and resolve it straight away.
2. If we can't, we will acknowledge within 5 days.
3. (Optional step - we may give you an update after 4 weeks)
4. We will resolve within 8 weeks (ie final resolution), or we may ask for more time if we can't.

You can generally only ask the Ombudsman to get involved at step 4.

Dobbibill · 13 April 2018 at 8:22PM

Their FAQs here say this
http://www.financial-ombudsman.org.uk/faq/answers/complaints_a6.html

This means we can sort out some complaints within just a few weeks - and around two thirds of cases within three months.. But some disputes can take longer. For example, because of the large number of people asking for our help, complaints about mis-sold payment protection insurance (PPI) are likely to take up to two years to sort out.
Complaints can take longer if you or the business raise particularly complex issues - or you want a final decision from an ombudsman.

Ombudsman

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free