misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Super quick post before bed but trying to get back in the habit of daily posting. Car was at the garage today so £322.88 spent :eek: thankfully all budgeted for. The tiny bit left over in that fund will go towards my annual parking permit which is due to be renewed in a few weeks time, hopefully it will be the same price as last year (£50). Also spent £4.20 on bus fares and £4.67 on a few items at the supermarket.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Ouch for car!!!xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Thanks for your post monz, yep it's not ideal but hopefully that will be it for a while.

    Long day today as did usual shift at work, home for a couple of hours and then back to work to go to an evening event with one of the guys. Was fun though and a NSD too :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Paid for the run entry today which was £23 and also spent £29.08 at the supermarket. I phoned the existing car insurer to let them know I will not be renewing the policy and then went online and paid for next year's car insurance which was £324.66. It has gone on the credit card, I've updated my signature and it's reduced the % paid off the car debt from 49% to 3% which is rather annoying :( but it has motivated me to make sure I save more money in the car fund so the same thing doesn't happen next year.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Spent £9.20 on some gf df bits that I couldn't get yesterday plus £2.50 on plasters. Bank account reward went in so paid it to the credit card. I also got paid from 2nd job - £41.78, £30 to electricity bill, £10 to car fund and £1.78 to credit card.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Had to buy petrol today (£36.83) but a NSD other than that. Really not much else to report, watched a film with OH when I got home from work, did a meal plan for next week and then watched the rugby on catchup.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • Boodedoo
    Boodedoo Posts: 480 Forumite
    First Anniversary Combo Breaker First Post
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    The new flat debt is reducing really well not long till its 80% gone :-)

    I imagine you must get fed up with it all but you really are doing well! Your hard work and budgeting is getting you there.
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Thanks Boodedoo :D. Definitely struggling a bit at the moment feeling like it is never ending but I will get there! £3.47 paid to the debt today :D

    A NSD today :D. Went for a run round the park after work which was really good and then had a relaxing evening watching a film.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Small spend today of £4 on toothpaste and £3.77 on some food. Forgot to get milk, sugar and washing tabs so will need to get them tomorrow.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Spent £9.97 on the bits I forgot to get yesterday, £6.99 of that was on a big box of washing tabs. I had bought one's from Lid! to save some money but they were making OH itch so have gone back to the usual.

    Went to the gym after work which I really enjoyed, will try to go again tomorrow. Want to try and get into the habit of going regularly especially as I won't run as much over winter.

    Me and OH have decided to go down to Edinburgh again for a weekend so booked a room today. It was only £85 :) which my shift with 2nd job this weekend will cover.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
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