The end of procrastination and disorganisation.......

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    That's a huge saving on the house insurance well done :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    First Anniversary Combo Breaker First Post I've been Money Tipped!
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    Wow - great going on the house insurance. Well done!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    Thank you cleamydebts and Abba

    I always shop around and I was pleased with last years quote. I don't know why it's dropped so much, I have exactly the same information entered. Whatever I'm not going to grumble and by this time next month I will have the money saved to pay it in October.

    I'm pulling a possible all nighter tonight. I really, really want to go to bed so I'm going to push myself to be done by 1am but if it's not done then so be it, I keep going.

    I think I will listen to stye latest episode of Dave R to keep me going.

    Night all x
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    Hello Diary

    I've had a day of from writing as I have had a lot of stuff to do and working into the early hours was wiping me out. Hopefully it will be the last one tonight for a while.:j I will be finishing of the mother of the bride dress later then getting it to the customer.

    One positive from my work is that more has been added to the emergency fund in the credit union account. Im £219 pounds away from £1000, but following Daves plan the money I have in the account come in at just over $1000. I'm not going to stick though, I'm going for the 1000GBP.

    My replacement panels for the greenhouse arrived today so I will get them i later then put down the plastic and the woodchips. Later this year I will plan out he new beds.

    Inside the house has come to a stop but I have to start again tomorrow. I need to get some stuff sorted before heading back off to work. DH has also mentioned getting some of the big jobs done next year. :j

    Tomorrow I have some plans but DS has another hearing test... Fingers crossed.


    Have a good day all
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    parsniphead wrote: »
    . Im £219 pounds away from £1000, but following Daves plan the money I have in the account come in at just over $1000. I'm not going to stick though, I'm going for the 1000GBP.
    Well done. That is amazing :T:T
    I hope all goes well with your boy's hearing test :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Go you :j with the emergency fund
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
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    Thank you DIA and Abba.

    Today started of badly but got better. Yesterday I transfered £370 to my credit union account and it didnt show up. Its usually quite quick. This morning i checked again......no money.....cue :eek::eek::eek:. Anyway I went shopping at 8am and by the time I got back its showing. Phew, I was starting to panic a bit.

    So money in bank and shopping done. DS's lugholes (as they say in the Black Country) next and then the last bit of uniform shopping. Please let them be in stock, I have already tried twice.

    When I come back more sewing, playing with DS and vacuuming.:( I dont like vacuuming.:(

    Anyway I'm on the hunt for the last £219. I tried conning DH last night but he just ignored me. A girl can try.;) He does have a large amount of saving which are ours really as he has been a good saver but I feel I really need to complete Daves first three baby steps myself to change my slovenly money ways.

    Anyway off to the hospital.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
    First Anniversary Name Dropper First Post
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    you don't need anyone to help hit your target. look at what you've achieved in such a short time. you go girl
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
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    Thanks INOD. I'm trying and need to get back onto eBay but I find it such a chore.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
    First Anniversary Name Dropper First Post
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    I don't have an ebay account. It'd make spending too easy. Instead I need to nag OH to list items. It's a nightmare!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
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