our forever patch challenge

Pearla*Merle · 11 December 2015 at 8:50PM

You're doing great, sammy! You'll be house hunting before you know it

PS. I don't know if I've said this before but have you ever come across http://ournewlifeinthecountry.blogspot.co.uk ? Fabulously inspiring blog, I think you'll love it x

sammy70 · 15 December 2015 at 9:43PM

Thanks Pearla, i've subscribed to that, looks interesting!

Well, a quick update.
All xmas shopping done, we have just bought a few gifts for each other/parents/children.

We are looking forward to our break from work, we finish 1pm xmas eve, return 4th January, i saved a few holiday days, cant wait:j

We have done so well in 2015- paid our mortgage off, paid for new kitchen/carpets/painting/- paid off £7000 loan to parents, became totally mortgage and debt free :T

From December pay we hope to save £2000 towards p.bonds, we hope from now until moving home to save at least £2500 a month to repay savings borrowed to pay off the mortgage.

2016 is going to be eventful for us we hope- selling this house, getting a mortgage , then getting our new home in a more rural location, we are so excited:j

After xmas im going to get the old calculator out, and set to work on our frugal budget and savings plan for 2016, i cant wait to get stuck in to our last few months of savings before our move- hopefully August/September

Luckyinlife · 16 December 2015 at 7:55PM

Youv done soo well sammy amazing work really youll be lost in 2016 now hehe

How rural are you looking ? 20-30 mins out of town ?

sammy70 · 16 December 2015 at 8:51PM

Hi Lucky! yes, we plan to be about 20 minutes drive to nearest small market town, in fact maybe a bit less, we cant start looking until we know what mortgage we can get. We plan to see a broker towards the end of March, then will plan further

sammy70 · 23 December 2015 at 10:38PM

We break up from work tomorrow , back 4th January :j

Tomorrow is both our pay days, so will update our savings balance then

2016 is going to be a big year for us, hopefully the highlight will be our new more rural home, we cant wait! :j

:santa2:

sammy70 · 1 January 2016 at 7:35PM

Just dropping in to wish everyone a happy prosperous 2016!

We have had a lovely xmas, very relaxing, loads of lovely food, gifts and most important, surrounded by our loved ones

On pay day we managed to save another £2300 into our premium bonds, so £5000 for xmas target met :j

Just need to get stuck into saving now, just £30,000 to go to meet my mega moving time savings challenge!!:rotfl:

We are back to work monday

But rest of weekend to enjoy together, today we have taken down the xmas tree, and caught up on the house chores. Tomorrow we plan a long walk, and saturday night treat night, then we are getting stuck in to our fat blasting challenge too :j

Have a lovely weekend everyone, heres to a happy and moneysaving 2016 :j

sammy70 · 5 January 2016 at 9:31PM

Hubby and i are back to work today

We have had a really relaxing xmas break, and are geared up now to complete our schedule for 2016, the first milestone will be March, when we plan to see a broker to work out what mortgage we will be able to get..

March/ April should see us getting this house on the market, we are thinking 6 months to sell, and then hopefully we will be moving to our new home in a more rural area

Up to now we are doing well with savings and budgeting this month, and i'm aiming for £2500 into premium bonds pot 28th of this month..

sammy70 · 8 January 2016 at 9:06PM

This week we bought £500 bonds, this was from xmas money, e.bay sales, and tuck shop money made, current account sweeps etc :j

So our new balance in premium bond savings is £5500 :beer:

We have stuck to our healthy eating plan, and our first week weigh in was really good- i lost 3 pounds, hubby lost 6 pounds !! :T

This coming week we will continue to eat well and stick to our budget, meal plan, and watch and save every penny to save as much as we can towards our dreams

sammy70 · 9 January 2016 at 1:20PM

Today ive done the following-

Worked 6.30-9.30, £30 overtime!

Cleaned the house-except our bedroom- hubby in bed after his night shift

Had an healthy breakfast of sultana bran, and had 4 crumpets out of freezer for lunch that needed using from last year

This afternoon, we will have muddy dog walk, followed by shower/bath, then its treat night.:T

I got the £5 meal deal from tesco, i got a large stuffed crust chicago town pizza, mcain spicy wedges, cajun breaded mushrooms(daughter will use these at a later date), and tub of reduced fat carte do'or ice cream dessert, these should come to over £10, so a bargain! other options are available, healthy steamfresh veg etc as sides, and breaded chicken etc

I made £10.60 today in tuck shop sales at work, which will be added to our savings

and i had a no spend day! :beer:

We are really excited for 2016, our rural dream gets closer every day! :j

sammy70 · 13 January 2016 at 9:03PM

Not a lot to report, other than we are on target to save another £2500 to buy p.bonds on pay day according to my reckonings, if we do, that will be a total of £8000 in the kitty :j

We continue to keep up our savings by- meal planning, and keeping to our budget for food / heating/fuel etc, keeping all spends to a minimum, but having small treats along the way to keep us motivated

This week ive worked over covering for sickness, and earned £50 overtime

I made enough in tuck shop sales to cover my spending money, so what i would have drawn out of our account for my spends this week will now go for savings :j

All the small things we do, overtime, etc really add up, allowing us to keep to our savings goals :beer:

our forever patch challenge

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