-
Halifax credit card PPI success but can they keep the money?
Hi I'm new to this and seem to have posted in the wrong place so hopefully 3rd time lucky. I am reclaiming a number of charges for a friend who is in financial hardship, the CCCS have advised him to take an IVA but he is keen to try to sort things out himself. I have arranged token payments on his 2 credit cards which has…
-
ppi but no ref numbers
HI Have had a few loans over the years but have no paper work for them now, been on creditexpert.co.uk and found out which ones i have had and who with. how do i go about finding my reference numbers for them.so i can start claiming back missold ppi. hope someone can help:confused:
-
Welcome - refund onto balance
New to this site but hope it stops me from bangin my head against the wall! I asked a solicitor to act on my behalf in claiming back PPI from Welcome. The loan was over 5 years and the PPI was over 3 (??!). After 18mths. Welcome accepted the policy was mis-sold and refunded the premiums - back to the balance of my loan!!…
-
PPI reclaim after defaulting on loan (Firstplus)
My husband took out a homeowners loan with Firstplus in 2002 & we are thinking of trying to reclaim the PPI. However, he defaulted on his loan for about 6 months before the 5 year rebate could take effect. He is back on track with the payments now but does anyone think we have a chance ? Also, does anyone have any claims…
-
Reclaim PPI.Employed & self-employed.?
Hi Guys, Hope someone can help me. I took out an unsecured loan with Halifax in September 2005.I was sold PPI on this. At the time I was employed part time (18.5 hrs) and the rest of my income was from Self-employed work. I have read on the boards that PPI would not pay out for part ime work or self-employment. Could…
-
PPI rebate absorbed, is this true? CONTINUED...
New thread following on from my last -forums.moneysavingexpert.com/showthread.html?t=1879955&highlight= Got stage one letter off to the bank but my wife shredded the reply letter i got from the bank by accident. All i can remember from the letter is something along the lines off "my request being handed over to a…
-
Halifax MPPI
Hi I am 30 years old, and bought my first house with a Halifax mortgage 18 months ago. I have excellent health and a secure job as a teacher. My mortgage repayments are roughly £800 a month, and I also have an additional £100 a month which comes out of my account. I had assumed that this £100 was the buildings and contents…
-
PPI Reclaim
Hi there I thinking about reclaiming PPI & MPPI I took out my secured loan neary four years ago for 47000 the PPI for 11000 I was told that after five years I would get back the 11000 what I didnt realise was that I would not be covered for the remainder of the loan a further 13 years I could end up paying over 20000. The…
-
Egg - PPI Phoneline?
Hi I've just looked at a statement from a loan I took out with Egg in jan 2005. The loan was for £11388.00 with repayment protection for £4627.74. I think I cancelled my PPI a couple of years ago but can't remember and am currently trying to find out. My statement has and opening and closing balance which has "including…
-
my claim Against nationwide
Hello I've just submitted my claim against Nationwide using the template letters and fitting them into my claim for PPI on a loan. I've had a letter back saying they are looking into the claim and gave a date for a decision. Does anyone know what usually happens next with Nationwide will they be looking at settling or are…
-
What about AFTER April 2007?
Looking around the net, this is being emphasised. If you have taken out a loan, ppi etc. before April 2007, then you/we may be able to reclaim. What if you had taken some after after this date? Still a chance, or don't bother? Oh, and if paperwork says one thing (which you've signed for) but pushy salesmen say another and…
-
misold PPI
hi guys i wonder if anybody can help We went with a company who said they could help us to claim for missold loan and ppi on a loan we took out approx two years ago. After a long winded process the solicitors involved said we didnt have a case as during the telephone conversation i had at time of taking out loan the loan…
-
HELP urgently needed please
hi everyone hope someone can help me out... i have applied to santdander to have my charges refunded (approx £930 on a debenhams card). the account was opened in 1996 and closed in 2008, i have recived a letter today stating they cannot and wil not refund any money to me to me as i took the agrement out before the FSa…
-
Natwest PPI
Hi, I took out a loan with Natwest a couple of years back now and it had the PPI on the loan. At the time I was not aware that there was an option to buy PPI cheaper from another company if I required it. I was not told that I would have to have the PPI and I signed the Natwest Loan FSA document. Before I go about trying…
-
PPI Refund help please
I've been through the Financial Ombudsman to reclaim over £3000 from Egg over mis-sold PPI Insurance. The FO agreed with the case and wrote to Egg expained their decision. I recieved a letter from Egg on the 8th June, telling me that I would be refunded and they were calculating the amount and would be in touch shortly.…
-
Egg Loan PPI Reclaim
My oh received her statement for the loan which has been running 5 years. This is the first annual statement and I spotted on there that PPI was charged at £2k upfront. I recalled the conversation we had where I told my OH not to take it. We sent a letter to Egg and they replied back to say she applied online back in July…
-
Query on Egg Address
Hi, Another newbie here, so hopefully the right place to post.... Like many others on here (whose stories I have reading with interest) I too was missold ppi on my egg loan in 2006. Inspired by people on here and the templates (thanks Martin) I wrote to them 5 weeks ago (although did not send it recorded. I have just had…
-
PPI Signature Forged
I have just had a PPI copy agreement sent to me by the PPI company and my signature has been forged on it by a car Dealership. Whats the best way to filter 1000's out of them???????
-
London Scottish Bank PLC/FSCS claims
http://www.moneymadeclear.fsa.gov.uk/news/firm/london_scottish.html If anyone has claims against these then contact The Financial Compensation Scheme (FSCS) http://www.fscs.org.uk/contacts/ You can make a claim through these. (as below queries in regards of Mortgage and Loan there is a tel number give to contact). London…
-
Yorkshire Bank...help?
Hey all Been reading through what seems to be millions of posts and its got me thinking about my loan. Borrowed 7200 in jan03 and topped up with 2500 in nov06 its due to run out in november this year, now Yorkshire bank have recently been frustrating me with there apparent lack of banking knowledge (wouldn't even print out…