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Wood cladding on face of house
I've looked at a few house on RightMove, and I really despise the look of houses with this wooden cladding on the front. This an example of the type of cladding I am taking about, look at the first floor outer wall on this property; http://www.rightmove.co.uk/property-for-sale/property-20831623.html So my question – what…
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Buying a house that doesnt have building reg approval
If you saw a house that you really loved, but that you knew that you would need to do some extending and building on, AND then you found out from the local council that the existing kitchen, bathroom extension and building work had never been given building reg approval, what would you do? What is the impact of not having…
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Advice on whether to buy to let
:confused: We have no mortgage on our own house and some savings, so with the addition of a small mortgage we are thinking of buying a house to let out (Peak District). A couple of friends have warned us not to do this at moment - we thought it would be an ideal time. We don't plan on selling for at least 6+ years. Advice?
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How does this work out?
we've seen a lovely house thats on the market at £175k - but it was last sold in summer 2007 for £158k! - according to the estate agents the house is priced for a quick sale (and they told us a smaller house over the road that needed work doing to it sold for £190k 6m ago but I can't find any other houses in this street…
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Building Regulations or Competent Person Certificate
Hi everyone, I'm in the process of selling my house and have been asked by the buyers Solicitor to provide building regulations approval or competent person certification for heating and plumbing work carried out on the house back in 2007. The work carried out was a replacement immersion heater/hotwater tank which had…
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Buying a further property
I currently have a house that I let in Lincoln, this has an approximate value of 130 k, my outstanding mortgage is 24k with Nationwide on their SVR which is currently 3%. The property we live in, we paid 250k for in June 2005, the outstanding mortgage on this is currently 122k. This is on a Woolwich lifetime tracker + 0.18…
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Mission Impposible? Resindential to Buy to let Options
I have found my presonal cirmcumstances have changed and they probably couldn't have come at a better time - not! I recently remortgaged my property at 85% LTV. Feeling sufficiently stung with the 6.14 2 year fixed rate i got, but it is what it is The key problem i have is that i am now moving, and my options seem pretty…
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What does...(Estate Agency Real Estate terms...)
Beautifully appointed mean??
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Find your best rated guru teacher tutor professor and rent books online
Softscripts was established in the year 2003. Our main motto is to help in eradicating illiteracy from the world ,so we developed a platform connecting tutors ,teachers and professors with students and renting books online in an easier way . Teachers can showcase their classes to the world. Students can reach teachers in a…
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Which mortgage to overpay?
I have a house that i rent out (it wouldn't sell) with a fixed 5.89% mortgage of £100k where the current rent income covers the interest only mortgage. And a house that i live in with a tracker repayment mortgage of £72K tracking at 1.54% above base. Should i convert my interest only mortgage to repayment or overpay my…
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Please help - potential harrassment by landlord
Hi everyone - I'd really appreciate some help! Since I moved into my current property late last year I have received over 60 letters from the landlord posted through the letterbox about various trivial things. Recently these have been getting more serious, for example: saying that I could be sued for a substancial sum if…
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Principle agreement and valuation
Hi Could you please confirm if a credit check is vital for being issued with a mortgage agreement in principle? and is it right to sign up for mortgage and pay for the valuation without this initial check being carried out?
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Best time to buy? FTB
I am planning on getting a key workers equity loan to enable me to purcahse my first house. However, I am concerned that I am going to buy at the wrong time (I know this is a risk you always take in investments). However if anyone has any info to help me from getting into negative equity I would really appreciate it. By…
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HIPS Are these company's ok?
Just did a quick Google search and came up with these two company's, is there anything I should look out for in particular? They are both around the same price at £210 ish Leasehold Need it done ASAP http://www.myhiphome.co.uk http://www.hips4u.com
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first time student renter would appreciate any help/advice
ive been reading through a lot of the content on here regarding renting but still have a couple of questions cropping up which i would really appreciate if you could help me with, because to be honest i dont have much idea what im doing but im trying my best to not get ripped off! me, my boyfriend and his friend are…
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Property Hotspots Worldwide Hurghada, Egypt. Property Fraud! Andrew and Alison Harris
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Student House landlord problems
Not too sure where this falls in the forums but I'm stuck in quite a confusing situation at the moment. My current student flat is above a shop with the same heating and electricity supply on the same meter. This was meant to be corrected months ago and we have been receiving bills intended for businesses. We refused to…
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Selling in Scotland - the effect of the valuation in the Home Report
Hi, We are considering putting our property on the market, and commissioned one of the new Home Reports. Of course part of the report is a valuation. My question is whether in the current climate, is this valuation going to define a likely ceiling that anyone will pay for the property? I would have thought that most buyers…
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House Buying in Scotland - Help!
Hi, I've just put in a verbal offer for a house that was previously on at offers over but recently changed to a fixed price. My offer was 10% below the fixed price. The estate agent said she would speak to the seller but that she knew that it would definitely be a no as the fixed price was the minimum they would accept.…
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Letting Agents Fees (to Landlords)
If you let your flat/property there are a number of fees associated with doing so, if you use an agency to let it for you. The charges quoted are as follows for a basic package, ie they wont be managing it: 1. Administration charge for preparation of tenancy agreement - £100 2. Energy Performance Certificate - £79 3. 10% +…