Its six months to Christmas eve what are you debt free Xmas plans?

penguin83

I have been very good and have £100.00 out my wages into the works christmas saving every month - so on the last day of November I will be getting £1200.00 cash!!

Obviously I wont spend all that on Christmas so the left over will go on debt payments. I did the same last year and it really helped to budget - when you see it in cash you dont want to part with it!

**runs and hides from the angry mob with pitchforks*** x x x

bank_of_slate

*Shouts* "Pitchforks and blazing torches for sale!"

...Linda xx

OberonSH

Mrs D - have pm'd you. You rock, never forget that.

As for Xmas, my daily click account is looking quite healthy, I've got nearly a fiver on Boots card (only use them for nappies, so not bad) and have £50 in vouchers from Pigsback so should be sorted. Plus I make a lot of gifts - just put a load of mango chutney in the slowcooker to be stored for Xmas, and I like to put together little hampers for people.

But to say 6 payslips is a very scary way of putting it!

Buffythedebtslayer

bank_of_slate wrote: »

*Shouts* "Pitchforks and blazing torches for sale!"

...Linda xx

No doubt the money you make selling pitchforks will help towards Xmas;)

Mrs_Dawn

Thanks guys.:o

bank_of_slate

Buffythedebtslayer wrote: »

No doubt the money you make selling pitchforks will help towards Xmas;)

Aaaaargh, NO! I will not be pulled into this Christmas preparationfest!
...Linda xx

Buffythedebtslayer

ooooooooooooooo exactly six months.

ho hum.

well. got sealed pots. which are gathering dust. I have piggy points, but then succumbed to the cute stuffed pig.

I will actually do the Morrisions stamps. hmmm. must make a plan.

the six pay days bit freaksome.

I just want no credit card debt for Xmas.

xxx

poorandindenial

*Joins linda in the bah humbug corner*

I don't recognise that Christmas even exists (not for religious reasons, I just hate it) and I am hopeful for spending this year on my own - bliss - keeps on getting hijacked by family but am determined to hold firm this year.

I only buy presents for two people so that will be OK too - hurrah: little planing needed for that

jpwhittle

i absoloutly love christmas and now ive got my little boy its even better. this christmas ill hae my daughter as well wich i the best christmas present ever.
i started my christmas shopping yesterday much to the amusement of everyone around me but i was well chuffed. got 2 really unusuall tins of crayons for ds and nephew that cost £1 each from the works and also a photo album for mil that is suede and says my grandchildren, wich she will love as she likes things like that.
hoping to keep it up now as the months go by. if things go right (wich they never ever do) im going to be able to have a great christmas. usually have vouchers from diferent sites and boots points wich sort everyone and leaves just the 4 of us to sort for christmas.

hoping to be a bit better of as well by then wich will be great ill be so happy to have some debts gone. cleared 1 so far this year so fingers crossed the rest will follow.

SarahNeedle1872

Only got about £95 saved so far but at least I do have some saved I guess!
Did quite a good frugal job at Xmas last year, didn't hurt anywhere near as much as I thought it would! This year I intend to do the same, but also actually record how much I spend..... Should have about another £120/£150 saved by then....

Hopefully should be DF by then too, so may have a bit more money to play with....