1/4 of the way there - last chance!

Hobsch

Weds 29 Oct

£20 made to Robinson & Way for Capital debt. I hate that company Rob & Way. Not sure if anyone has dealings with them but a right bunch of T***pots.

Made a payment towards MBNA loan in payment a day challenge. 4 mile run in the evening before dinner which was good. Man Utd win in the evening and Spurs scoring 2 late goals to draw with Arsenal was also very pleasing.

Feeling a lot better/happier at the moment.

Hobsch

Thur 30 Oct

Paid £15 towards Barclayloan and £1 something towards MBNA in Payment a day challenge.
Nothing interesting there but it took me over £9000 of debt repaid! Thats a nice feeling. Roll on £10K.

Hobsch

Fri 31 Oct

End of the month. Friday not over yet but nothing extra will be paid and expecting a busy day so probably wont be on to update.
£26 paid to MBNA loan today plus £2 in PAD.

As at end of October debts are:
Creation (Lowell Financial) £266.76
Capital One (Robinson/Way) £786.57
MBNA £1583.31
Barclaycard £3174.01
Egg Loan (Capquest) £5920.40
Barclayloan £11959.59
TOTAL £23690.64

Savings £1
Fundraising for Marathon £128

Lets hope November is a good month and I can stay on track.

katie2407

just want to say you are doing really well.
have you joined some of the survey site quick and easy money or voucher for completing them

Hobsch

Thanks Katie,

No, not joined those so I will try to have a look over the weekend.
Good idea.

Hobsch

Sat 01 Nov & Sun 02 Nov
Just an update. Nothing really to report.
Saturday had shopping delivered, less than usual in money terms which was great and only missing 1 item we forgot about so an extra £1.19 only spent. Sunday was a NSD which is great, and did a run which was good. Lewis Hamilton also winning the Formula 1 World Championship in dramatic style.

Hobsch

Mon 03 Nov-Fri 07 Nov

Week has been pretty slow MSE wise.
Made £20 payments to Cap 1 balance and JJB plus normal payment to MBNA. A bit of money paid of Barclaycard balance thanks to PAD.
1 run this week on Tuesday evening but going to go for a long one on weekend.
Will try to post next week - hopefully a bit more interesting too.

clearmydebts

Hi Hobsch,

I see we have been reading each others diaries at the same time. You are doing really well. I love the challenges as well as it motivates me. I am part of the '15k Paper Hat' challenge and find everyone on there very supportive.

We have a similar amount of debt so will be subscribing to your diary to see how you are getting on. 1/4 of the way there is such an achievement and I can't wait to get there.

Hobsch

I have subscribed to yours as well. I hope to start increasing some payments and be more active on the MSE front.

clearmydebts

Yeah, it's great once you get into it. I also do the surveys on lightspeed and Valued Opinions and also earn money on AQA https://www.63336.com
They are all helping me to get closer to being debt-free and actually having some proper freedom in my life!