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Finish line in sight....but I'm running out of petrol....

1969799101102122

Comments

  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One of my friends wll buy new clothes rather than iron!:rotfl: :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jinky67
    jinky67 Posts: 47,812 Forumite
    I am not quite that bad
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • System
    System Posts: 178,371 Community Admin
    10,000 Posts Photogenic Name Dropper
    03082008169.jpg

    Ive got that Shirt :D

    n635709009_1485.jpg
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • pania
    pania Posts: 8,258 Forumite
    and it suits you both just fine... ;) lovin' the shades len. :D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Lol Len, so you have - was it from Burtons by any chance? If you look at the other photos, Ryan's shirt is really similar too.

    Oh, I stand corrected, Ryan has just told me HIS is faaaar cooler! :rolleyes: :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Snaggs, are Len & Stu brothers parted at birth??????

    Look at those grins :D and them ears :D

    (they're both really cute guys, I'd dandle them on my knees :D , but Ryan is cuter)
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Maybe so OO - Stu just needs a beer in his hand and a pair of sunglasses to complete the picture! :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek:

    My shares are in my account!!! *gulp*

    Now I have to decide when to sell them....arrrggggghhhhhhhh!!!

    They're not quite high enough yet - but they're only about 10p off. However, I feel they are likely to go up quite a bit more around October time (they always do). So, do I sell now, assuming they go high enough? Or do I take a slight risk and wait a few weeks?

    I know what the answer to that will be really, but I'm scared I'm making a rash decision to sell them now, just for the sake of being able to say I'm debt free - whereas if I got a bit more for them (enough to pay for the architect, for arguments sake, which is quite realistic), that would be so much better in the long term.

    Ah well, they might not go high enough anyway. And if they do, I will probably just make a spur of the moment decision, as usual. :o

    But hurray that they have arrived and that I haven't missed out on a big profit because of the delay! :T :T
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Right - this is to help me decide:

    Things I would like to pay:

    Offset loan - £3627.51
    Mortgage - £130 (will bring it below £32k, which is my 'pre-extension' target)
    Credit Card - £405.75
    Shopping account - £100 (needs topping up due to overspending last couple of weeks)
    Stu - £100 (he has been paying for loads of stuff from his overtime, so I want to give him back the £100 he spent on his laptop)
    Holiday - £200 (I could take this out of our bills account, but it would be nice not to have to)

    Total = £4563.26


    All of the above would be paid off - I think that's my answer really. We will have to redraw on the offset loan to pay for the architect, but that's always been the plan.

    Shares at the moment are just below £4500, and I just can't bear to sell them and STILL not be debt free, so I will definitely hold out for at least that.

    It's not looking like they will go up much today. They're dropping slightly, but I will need to keep a close eye on them. I can set something up to watch them for me I think, but I want to be more involved than that! :controlfreaksmiley:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • lucielle
    lucielle Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed they go up.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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