I need to get my finances in control

homeaway

Just an idea for you.

Have you thought about using skype on your pc for phoning,if the person you are calling has it as well it is free.All you have to do is donwload the free software from the web. I use a cheap headset to link up to the pc and phone from there. If you buy credit with your credit card you can phone landlines in any country as well. It has saved me a lot of money.

Tonylpool

Thanks homeaway, Ioften wondered how it worked! Everyone this week has given great ideas and I am so grateful!

Tonylpool

evening guys!

a nsd for me today, happy about that! Payday tomorrow and watching every penny in July!

Thanks all!

Tony X

Tonylpool

hi guys, hope everyone ok! payday today but a massive deduction due to my csa arrears, almost £550, i have got 12 months to do of this so its long and hard. I have rang them to re-arrange the schedule by a small amount but they are treating all people the same! Sorry guys if i appear a bit down! Is gonna leave me with only about £150 for the month which i simply cant manage on! Managed another nsd though!

penguin83

Well done Tony for your 2 NSD's. Thats a horrendous deduction from your wages. There is a board on here specifically for CSA issues - it may be worth posting on there for some advice. Keep going you are doing well. x x x

Tonylpool

Brill penguin83,i feel really down because i want to really re-structure my finances. Thank you,you made me smile x x x x

kk*_2

Hi tony, we are left with roughly the same amount for the month, I know it must be a lot harder with children but im sure u'll manage fine, just remember all the tips uve found on this site... it can be done, its just that we are not used to it.

have a great saturday
k x

Tonylpool

Morning k!

I am trying to renegotiate to pay this over 2 years instead of 1 but they are treating every person the same, but they even said I am entitled to a reduction as well! Penguin kindly said there was a CSA board so I am going to get advice there! I agree it can be done, i need groceries today but going to plan a shop well and need petrol too, then planning some more nsd's this week! I'm going through an access battle in any case, where i have not seen my children for a year now. If I had access, my CSA would be cheaper and Iwouldnt be lining solicitors pockets!

Have you got your plans in place for July? We will help each other through!

Tony x

Tonylpool

Evening guys! I hope everyone is ok! Well payday has come and gone and Ihave about £110 to get through the month. Had another nsd day today but will need a lot through the next month!!! Looked around home and Ihave an old Nokia mobile which is worth £33 for recycling. Have some stuff to put on ebay. Its hard, but in a way, I'm enjoying it! Everybody has been fantastic so far. Iam trying to negotiate with the CSA to spread my payments over 2 years otherwise its £550 deducted from my wages each month for the next 11 months. Anyway, a wage increase this month!

Thank you again everyone! Hope I can keep to my NSDs

Tony x

kk*_2

thanks for the support... i know what you mean when you say ur enjoying it! its a kind of adventure!! cant wait to see the end results tho!
you can do it hun
k x