OR interview - I have Survived!!

Merry_Gentry

Amidst the debris of the two houses in chaos, all the best from Ribbit and Merry! :hello:

Summer1969

Oooh, can't wait to hear how it went. Thinking of you Dave! xx

dalip

:rotfl:

Merry_Gentry wrote: »

Amidst the debris of the two houses in chaos, all the best from Ribbit and Merry! :hello:

:j :j :j I WAS RIGHT miss marples stikes again:rotfl: :rotfl:

circus_48

Hi.

I have read with interest your story today. I am in the first stages of dispair and reading your journey has encouraged me enormously!

I sincerely hope all goes well for you today. You sound to me a logical and intelligent type of bloke and I consider myself the same which is why I am so disgusted with the position I find myself in now.

Having read your posts and had some very supportive comments from people here, I feel tons better and am begining to think more clearly.

I await your post following your hearing and hope the news is good for you.

good luck mate...life would be boring if evrything was always rosey in the garden, my roses have been pruned to the roots but I hope like you they will grow back and one day the petals will be colourfull and a reminder that life does go on.

Sorry for the analogies and rather philasophical tone...it is my job, i am a teacher (military) and I find analogies always help to put things in to perspective.


Good luck Dave.

Toon_Dave

Good Afternoon guys and gals.

As of 12.44pm today i am no officially BR and have emerged on the other side. As someone said earlier - strangest numb feeling i've ever had..feel happy and relieved but some what guilty too. :rolleyes: Strange feelings.

Here is how my day went

10.30am - Got to court and booked in with insolvency office - appoint was for 10.50am so told to go to general waiting and i would be called.

11.00am - called back into office to go through paperwork and hand over fees, a couple of queries on forms but nothing major, i just hadnt put the full address in one of the many places. Swore the affadavit on bible (:rotfl: ) and then was told to go back to district judges office at 12pm to see judge.

11.10am - Went to canteen and read my book, cant remember what happened but just remember i had read many pages. 3 or 4 coffees later too!! i went to the judges waiting area.

12.00pm - Sat in holding area with alot of people i had seen in the insolvency office earlier. Took an age to see the judge, i was hoping he was too busy with all the other cases but no he saw us all individually

12.40pm - My name was called...Why did i have so many coffee's before...i could hardly walk for fear of peeing myself :eek: He was a nice man, efficient and to the point but pleasant , asked me why had got in this mess so i explained regarding ex GF and when i first noticed debt problems. He asked me regarding house etc as could see different addresses on my paper work, i told him that it was no vacant and awaiting either reposession or sale. Ask the all important question of 'Did i think i had lived beyond my means?' by which i answered yes and that was that. He looked up at the clock behind me and declared the news i was waiting/dreading to hear!!

Mr ******* as of 12.44pm you are now declared bankrupt. Please go back to the original office and collect your paperwork.

12.50pm - got my paperwork back with my BR number on, was told that the OR would ring me with in the next couple of days and then i left the court (via way of the loo's as bladder about to pop ) and went back to car.

1.00pm - Got back to my car, noticed some '!!!!!!' has scuffed the rear wheel arch :mad: :mad: , only slightly but never mind.

And thats it. I have survived and have reached the other side.

Thank you to all that have offered me support and well wishes and to everyone who has had an input on my paperwork to get me to this point, it was well worth it in the end.:T :T :T

If i can get here then so can others and i hope my experiences and ramblings here will assist others in this most difficult of decisions.

Thanks, A very relieved and Bankrupt Toon_Dave. X:D

norby789

Well done and good luck for the debt free future

Phil

betterlatethannever

Sounds like it all went well, though a bummer about the car.

Glad that your bladder managed to hold out:rolleyes:

:beer: :j :beer: :j

blind-as-a-bat_2

Great that it all went smoothly for you dave, well apart from the bladder issue:p

I told you it would be a strange day though that numbness will turn to relief by the end of the day, followed by numbness again after a few beers:rotfl:

rfdebt

Hi Dave,

glad it's all over for you now, just the OR interview to go and you will be able to start afresh. Wishing you lots of luck for your debt free future. All the best, hoping that'll be us in a few months time!

Sorry to hear some !!!!!! scraped your car, there are some real ignorant people about.

Summer1969

Glad its all over for you. Well done! xx