halifax international regular saver

worried3

ctdctd wrote: »

Thanks worried3,

I have the exact same deposit dates as you do.
I've phoned them twice so far - they didn't say anything about two payments so close together. The lady I spoke to agreed that the account should not have been closed. Terms and conditions just say payment should be between the 1st and 26th of the month.

She have said it will be re-opened with the same account number and the interest lost will be backdated. This has not happened yet.:mad:

My next deposit is due on August 1st so I will wait until Wednesday. Then if not fixed, I'll delay the next deposit and think what to do next!

Watch this space

update

they have just phoned me back their error & they will re instate & sort out interest BUT it will be a new account number .they agreed to phone me before wednesday with the new number so i can amend standing order.

we will see!

Dagobert

Date of first funding : 22nd July
Date of Aug funding : 1st Aug

account still open

nicko33

mine seemed to open OK with only a little problem.
I tried to get it open in July so on the application put the standing order date to be 27th.
(this was before they extended the deadline)
By the time Halifax sent the standing order form to my bank it was August.
And my bank went and set up the standing order with a first payment date of 27 July, so I had to sort that out.
That done, all seems OK so far.

ctdctd

They have just re-opened my account with the original account number after a "computer error" closed it when I deposited at the end of June and again early July. Interest to date looks correct.

Customers services very polite and returned calls etc but it took three weeks to sort out. Hopefully account will run smoothly now.

Dagobert

With regard to the uncertainty surrounding HBOS, is anybody who went for this regular saver considering to close the account down at small loss?

Paul_Herring

Dagobert wrote: »

With regard to the uncertainty surrounding HBOS, is anybody who went for this regular saver considering to close the account down at small loss?

Since the whole premise (IMHO) of the 'shotgun marriage' was the HBOS share price and not any particular instability with the company itself, anyone aware of and taking advantage of the international version of the RS shouldn't really be phased by it

Though I did contemplate asking a new thread about this - how does the marriage affect HBOS-Int?

YorkshireBoy

Paul_Herring wrote: »

...how does the marriage affect HBOS-Int?

I suppose it'll depend on whether the new institution will assume the same 'moral obligation' that BOS PLC (a wholly owned subsidiary of HBOS PLC) did when it provided the IOM FSC, and Jersey FSC, with a 'Letter of Comfort'...

http://www.halifax-international.com/download/legal-regulatory.pdf (see 'Financial', foot of page 1)

p1an0player

romariopl wrote: »

The other think is that they have affiliate program and are offering £100 for new customers but I have not found any cashback site who has signed up with them.

Any thoughts on this?

Herbert

I also signed up for this offer last year and now the RS account got closed and transferred to the Web Saver account as planned. I just don't understand where the 10% are. My last balance was £4750 and I earned £179.11 all together. Surely that can't be right?

What should I do now?

YorkshireBoy

Herbert wrote: »

I just don't understand where the 10% are. My last balance was £4750 and I earned £179.11 all together. Surely that can't be right?

What was the average balance in the account throughout the year? Take that figure and multiply it by 0.1 and there's your 10% interest amount.

You didn't think you'd earn £475 (£4,750 x 10%) did you?

What should I do now?

Get ready for the onslaught (if the answer to my previous question is yes).