How are you all saving for your deposits

dannyboycey

PasturesNew wrote: »

Nice idea but it often takes money and/or support to be able to do that.

Usually, most people's skills are either unknown or not economically viable.

Everybody's opportunities are different. Geography plays a part.

I could have been successful at something if I'd had the time/money to be able to investigate things, e.g. if I'd had a partner who earnt enough to say "you don't have to work, go on, build a business/income". Most people are too busy having to keep on top of life to have the luxury to take a risk.

Also ... what is one good at? I wish I knew what I was good at. There's no way to know unless you happen to have a passion and a channel for it.

What do you do then?

I can't help thinking you sell yourself a bit short sometimes Pastures. You're good at writing for a start. Definitions of 'rich' and 'successful' are also very subjective - neither do they always go hand-in-hand.

PasturesNew

dannyboycey wrote: »

I can't help thinking you sell yourself a bit short sometimes Pastures. You're good at writing for a start. Definitions of 'rich' and 'successful' are also very subjective - neither do they always go hand-in-hand.

"good at writing". Maybe I do sell myself short. I just write what I think and how I see things. Without any fancy language.

In the past I have written training manuals and delivered training.

But, at the end of the day, how do you turn that into an income? I certainly couldn't get a writing job as I have no qualifications/experience.

Although I do make my income from writing some websites/blogs etc. . . and I really must do more of that, but I seem obsessed with being here

Maybe I need to drop the idea that I need to channel my energies into something like writing a book or getting a job writing training manuals ... and just accept that writing for the web IS a legitimate way to earn money.... and crack on and do more of it!

Having said that, my preferred job (qualified and experienced at) is project management. But for every job there are 200 applicants, so it's a numbers/geography/exact fit game.

dannyboycey

PasturesNew wrote: »

Having said that, my preferred job (qualified and experienced at) is project management. But for every job there are 200 applicants, so it's a numbers/geography/exact fit game.

Send off 200 letters - even to companies that aren't advertising. You never know. It's just a case of catching the right person at the right time.

As far as blogging goes - there is decent money to be made from affiliation if you can get a decent number of visitors to your site.

Snooze

PasturesNew wrote: »

Nice idea but it often takes money and/or support to be able to do that.

Usually, most people's skills are either unknown or not economically viable.

Everybody's opportunities are different. Geography plays a part.

I could have been successful at something if I'd had the time/money to be able to investigate things, e.g. if I'd had a partner who earnt enough to say "you don't have to work, go on, build a business/income". Most people are too busy having to keep on top of life to have the luxury to take a risk.

Also ... what is one good at? I wish I knew what I was good at. There's no way to know unless you happen to have a passion and a channel for it.

What do you do then?

E-commerce primarily, which from what you've said about your own skills is probably something you could easily do yourself too. I don't have any academic qualifications that are worth any salt so I'm definitely not a high-flyer as some OP said after you, but these things often "develop" on their own if you have an interest/knowledge in the subject from the start and that's how it happened for me.

I'm also an experienced class 1 driver on heavy haulage and abnormal load work and do holiday cover for a big heavy haulage outfit in N Yorks as well as a general haulage co. just down the road from me. Granted, that obviously cost me money to get my original HGV licence but I've always enjoyed driving and had an interest in trucks so I don't really see it as an expense in the true sense of the word.

I also run a blog site on my hobby (aviation related) which I really didn't think would take off (pardon the pun) but within 6 months it was getting over 1500 hits per day so I decided to make a small monthly charge for my time and effort in keeping it updated with all the latest info. It now brings me in just under £400 per month. Not going to get rich on that but as it only takes me 30 mins per day (tops) to update it then it's money for old rope really.

You'd be surprised what people will pay for good quality well written articles PN, and your writing style is the sort that would attract people.

Anyway, getting back to the topic, I don't have any issue whatsoever with people saving per-se, but scrimping on basic day-to-day stuff in order to save a couple of quid is just a waste of life to my mind. I live to enjoy life, not go through it by buying nasty-tasting Tesco Value food instead of quality food from butchers/green-grocers etc, for example, in order to save a few pence.

Each to their own I suppose and it's just my opinion. Living like that wouldn't do for me though!

Rob

neverdespairgirl

hostman wrote: »

We could afford to rent now, but it would forgo our ability to save quickly when the market is right to buy. I'm prepared to sacrifice my own place and instead be in a stronger position with a larger deposit when we opt to buy.

Sounds good for when hostbaby is born, otherwise hostwoman might get a bit isolated on her own at home.

neverdespairgirl

Snooze wrote: »

:eek:

This thread is amazing. I'm so glad I don't live like you lot. What a waste of your lives. :rolleyes:

For me, at least, it's not like that. I don't feel I'm missing out on anything, I just make sure I spend money on things I value, and don't waste it on things I don't. So we don't buy ready-made meals or processed food, which saves quite a bit even though we buy organic and fresh foods. We don't buy lots of "stuff", but do go away quite a bit, to Israel and on holiday in the UK. We are, between us, earning a respectable living, and happily spend less than we earn. What's wrong with that?

neverdespairgirl

clobber wrote: »

Oh, growing your own herbs is a good one. Makes your cooking taste better, can liven up the cheapest salad or stew, and is fun.

We have herbs on our windowsills, mostly basil and parsley, and they make the whole flat smell lovely.

butterfly72

Snooze wrote: »

I live to enjoy life, not go through it by buying nasty-tasting Tesco Value food instead of quality food from butchers/green-grocers etc, for example, in order to save a few pence.

Each to their own I suppose and it's just my opinion. Living like that wouldn't do for me though!

Rob

I think I eat rather well thank you! I make all my meals from scratch and they are tasty and healthy. I buy organic meat and locally were possible. I'm even growing my own! Also you'll find much of the 'Value' stuff doesn't necessarily mean nasty tasting.. just cheaper (sometimes!) !! And I actually find it enjoyable saving a few pence!

dannyboycey

Organic meat is really expensive in comparison (£8-9 for a chicken for example!!) - But it tastes completely different and is generally better for you - and the animal for that matter. I just wish that more people could buy it, which would lower the price as I feel it's just too expensive to justify on a daily basis.

neverdespairgirl

I think the answer to that is not to eat meat on a daily basis!

We eat meat perhaps once a week, maybe twice, and fish sometimes. Out of choice, we just aren't meat fanatics.