How are you all saving for your deposits

PasturesNew

m00m00 wrote: »

that book is absolutely brilliant, the sequel is crap though.

it's easily one of my favourite books, love the black humour in it

Somebody phoned me yesterday and told me to get it. And said if I hadn't got it by Wednesday that he'd get to pick the things I had to do. And he's dangerous. So I figured [a] he won't phone (he's flakey) and I'd better get it just in case he does.

But when he said to get it I didn't even know what it was. Still don't. I put it down after paragraph 2.... it's sat here beside me, in the dark. So it won't get read tonight!

I kind of don't see the point of leaving the house, so part of getting it was to prove to him that I do/can leave the house when I want to. And I suspect any list drawn up will involve further leaving the house... not so keen on that really. Leaving the house = spending money usually. Just on passing tat. And pies.

neverdespairgirl

butterfly72 wrote: »

I joined the library just the other week. Its only a 2 min walk from my flat and I'm gutting I didn't join yonks ago! Not only does it have all the latest books and DVDs it has PCs and all the regional and national papers! I can take a stroll down there to catch up on the news for free! I only joined coz I read this website. http://www.changeyourstate.com/home. not sure where i found it and thb i haven't followed the plan.. but I like its ideas!

Our library is brilliant. It's a couple of minutes from our flat, has a great range of books (I think it has DVDs as well, but we don't really watch them). They have a great children's library as well - DS goes there a couple of mornings a week, one for a reading aloud sessions, once for a singing group.

Lotus-eater

Snooze wrote: »

:eek:

This thread is amazing. I'm so glad I don't live like you lot. What a waste of your lives. :rolleyes:

As far as I know you only get one shot at life and spending every day making huge sacrifices so you can save a few quid is really sad.

What is wrong with using (finding?) the skills you were born with and using them to their max so that you've got a good income from your knowledge and therefore live a normal life buying the stuff you want and doing the stuff you want to do?

Everyone is good at something, but most seem to rattle through life refilling shelves in Tesco or being a security guard on the national minimum wage. Such a waste of a life.

Rob

:rotfl:Thats really funny.

You have one way of living your life, others have different opinions, personally I think someone who wears themselves out working all the time, just so they have the money to live what they call a normal life is bonkers, but there you go.

Myself, I prefer to work as little as possible and spend time with my family and my garden. The sacrifices I make on spending are so I can live like that. Plus I like it, why should I feel forced to buy the things people say I need? Crazy world, we judge each other by what we buy.

oldMcDonald

Snooze wrote: »

:eek:

This thread is amazing. I'm so glad I don't live like you lot. What a waste of your lives. :rolleyes:

I don't see it as a waste of my life, I see it as our family pulling together to achieve a goal.

As far as I know you only get one shot at life and spending every day making huge sacrifices so you can save a few quid is really sad.

I don't see it as a huge sacrifice. You do only get one shot at life, and life has dealt me with some great cards when I was younger however the past couple of years the hand has been pretty !!!!!!. I believe that life is what you make it, you take what you are given and work to improve it, however things went a little wrong for us over the past couple of years and we are now getting some money behind us to put our plans back on track again. We have ended up in a HA house and whilst we are very greatfull for it as we desperately needed it, we could afford a small mortgage and are saving a big enough deposit so that we can move on and allow someone else who is in need of a house to have this one. We also have a profoundly disabled child and would like to be in a position whereby we do not have a party wall - he is so loud when he is happy or sad and it would be nice to not have to worry about waking people next door several times during the night.

What is wrong with using (finding?) the skills you were born with and using them to their max so that you've got a good income from your knowledge and therefore live a normal life buying the stuff you want and doing the stuff you want to do?

Sometimes you can find yourself in a position whereby the skills you were born with and the direction your life has taken do not work together well. I am good at organising and in the past heve managed several shops. I am now a carer and I tried working part time when DH finished work in the evenings, but it was too much for both of us. We rarely get to do the stuff we want to do anyway, in our situation there are many limitations.

Everyone is good at something, but most seem to rattle through life refilling shelves in Tesco or being a security guard on the national minimum wage. Such a waste of a life.

Rob

Only a waste of life if it does not provide the lifestyle you want. I know someone who stacks shelves for his income, it brings in enough to pay his outgoings and a little more on top. He spends the rest of his life 'chilling' as he puts it. He is probably the happiest person I know - certainly happier than the people I know who spend hours at a desk.

Lotus-eater

oldMcDonald wrote: »

Only a waste of life if it does not provide the lifestyle you want. I know someone who stacks shelves for his income, it brings in enough to pay his outgoings and a little more on top. He spends the rest of his life 'chilling' as he puts it. He is probably the happiest person I know - certainly happier than the people I know who spend hours at a desk.

Thats what I was trying to say

Now we have enough to pay off the mortgage, nursery fees are stopping in Sept, thats going to be me from now on

PasturesNew

Lotus-eater wrote: »

You have one way of living your life, others have different opinions, personally I think someone who wears themselves out working all the time, just so they have the money to live what they call a normal life is bonkers, but there you go.

Myself, I prefer to work as little as possible and spend time with my family and my garden. The sacrifices I make on spending are so I can live like that. Plus I like it, why should I feel forced to buy the things people say I need? Crazy world, we judge each other by what we buy.

That's why I've just taken a sort of "gap year".

I sit here on the sofa all day, watching TV and posting rubbish nobody reads in a forum.

Oh ... I do actually do about 7 hours' work per week. Spot of home typing to keep a few quid coming in.

And I have a few websites turning in a tasty amount (which can instantly drop to £0 overnight, never to recover again). But in the meantime, I'm enjoying not having to be a wage slave and have all my days chewed up being sat at a desk for set hours with no flexibility of hours and limited days off.

steadysaver

PasturesNew wrote: »

And I have a few websites turning in a tasty amount (which can instantly drop to £0 overnight, never to recover again).

You saucy devil

LittleMissAspie

Snooze wrote: »

What a waste of your lives.

I can't think of anything more wasteful than working hard your whole life and having nothing to show for it. I think it's like dieting. It feels like a sacrifice at first but when you start seeing the results it feels really good and makes you want to carry on. It's easy to eat junk you don't need and it's easy to buy junk you don't need. Cut down on the junk and you'll feel so much better!

And I might be frugal to the extreme, but I'm still drinking better coffee than you

chrisandanne

PasturesNew wrote: »

That's why I've just taken a sort of "gap year".

I sit here on the sofa all day, watching TV and posting rubbish nobody reads in a forum.

Oh ... I do actually do about 7 hours' work per week. Spot of home typing to keep a few quid coming in.

And I have a few websites turning in a tasty amount (which can instantly drop to £0 overnight, never to recover again). But in the meantime, I'm enjoying not having to be a wage slave and have all my days chewed up being sat at a desk for set hours with no flexibility of hours and limited days off.

PN.....please stop putting yourself down...I read your posts and find them great.
As there are so many nice reasonable people posting on this thread I will ask an unrelated question.......A lot of people may be forced out of their homes by the current situation, where will they all live ? it's o.k saying they will go into rented but who will rent to them with no money and a bad credit history caused by repossesion and also no spare social housing available. It makes me wonder.
Ax

oldMcDonald

chrisandanne wrote: »

PN.....please stop putting yourself down...I read your posts and find them great.

Here here

Although she has been getting rather....um....excited recently, all this talk about butt plugs and such