Claim as single?

something_girl

this is the first year (since January) that he has been earning anywhere near this much, hence it was worth (he felt) moving away to take the job.

I did consider moving there once the kids have finished school, but I doubt I will, as I don't want to become financially linked with him. I far prefer to be independent.

BARGAINHUNTER!

something_girl wrote: »

when he was living here all the time, I registered him on the council tax, obviously that is still the case.
He cannot claim anything from his employers for accommodation, because it's his choice to work there and not live there etc
he is registered at my address of electoral roll.

I understand all these points and haven't made any change to my status with HMRC and after this thread, I obviously won't as it's clear that it's inappropriate.

In light of the fact that you are not claiming as a single person for council tax purposes and he is registered at your house on the electral roll, he is obviously 'living' at your house. I bet he has post delivered there to. I don't see how you can now turn round to the tax credit people and say you are single and want to claim tax credits as such? You do know that different government departments share information between them? You are asking for big trouble if you turn around and now say you are single when the tax people!

something_girl

cheepskate wrote: »

Is this a document that is drawn up by the conveyancer? Or is the tenants in common thing totally separate from the conveyancing process?

I'm also going to be doing this soon and will be using my house sale money as deposit for next house (about £170,000) with my OH taking out a mortgage in his sole name to top up to the price of the next house (about £100,000)

Thanks

****This is a previous post by yourself something_girl made beginning of may 2008, something you say doesnt add up or do you have a oh and a boyfriend.

Obviously the tax credits you want to be single and for all other things partnered.

yeh I did consider moving further south, but it would be very unlikely until my children had finished school and it's actually pretty unlikely at all really. I just wanted to know the facts of where I would stand if I did.

mitchaa

something_girl wrote: »

I did consider moving there once the kids have finished school, but I doubt I will, as I don't want to become financially linked with him. I far prefer to be independent.

With that in mind you can not use it the other way and then get a joint mortgage with him (Like you said in a previous post, that detective cheepskate found:D )

With a £7k 'single' income, you have no chance of ever getting a mortgage with that and you will need his help. The only way you'll be able to buy and own a property is by using his wage. Doing this you will not be financially independent.

You have a £170k mortgage free home, but yet want to move into a £270k home down south. You will need his financial help surely?

this is going way off topic, you dont need to answer that, its your business. I think you've found the answer you are looking for.

It would not be a wise move...Do not fall into the benefit thief category

something_girl

I dont want to move because it would then make me financially dependent as you point out. I don't want a mortgage, because I don't need one. The figure stated for a home down south of £270k is used because that is roughly what it would cost for a home of the same standard that I own now... but you're right, it's way off topic, as I won't be doing it anyway.

but yeh, perhaps what I'm really saying with all this is... I 'wish' I was bloody single!

BARGAINHUNTER!

something_girl wrote: »

I dont want to move because it would then make me financially dependent as you point out. I don't want a mortgage, because I don't need one. The figure stated for a home down south of £270k is used because that is roughly what it would cost for a home of the same standard that I own now... but you're right, it's way off topic, as I won't be doing it anyway.

but yeh, perhaps what I'm really saying with all this is... I 'wish' I was bloody single!

What - you wish you were single because you no longer want to be in a relationship with your boyfriend or you wish you were single as you could claim more benefits from the government if its the later, then this goes to prove what is wrong with the benefits system:rolleyes:

Loopy_Girl

mitchaa wrote: »

With a £7k 'single' income, you have no chance of ever getting a mortgage with that and you will need his help.

I earn a little more than the above figure and I was able to purchase a house on my own last year bought for just under £120k. There are schemes available to help.

something_girl

BARGAINHUNTER! wrote: »

What - you wish you were single because you no longer want to be in a relationship with your boyfriend or you wish you were single as you could claim more benefits from the government if its the later, then this goes to prove what is wrong with the benefits system:rolleyes:

I know what you're saying... I guess I just wish that I had insisted that my fella got his own place when we got together, or just stayed at his mums, but that is 100 miless away, so he could build up his own financial stability and we could both remain independent of eachother, seems like I am the one 'providing' for him (because I own a home), although he earns 5 times as much as me, but I have no access to his income, nor would I want to, which takes me out of the single parent bracket, when we are not in a 'living together as man and wife situation'.

This particular benefit is indeed a difficult one to quantify when it comes to 'living together as man and wife'

something_girl

mitchaa wrote: »

It would not be a wise move...Do not fall into the benefit thief category

oh definitely not, that is why I first posed the question.
It was never a case of 'oooh how can I defraud the government', it was more a 'right, here is my situation, am I entitled?'

I already knew the answer really, I was just hoping someone might know something that I didn't.

Mollymop5

maybe it's time to sit him down and say,
" Did you know if I was single I'd be entitled to this, this and this.But because you are classed as living here then I don't.We need to chat about your contribution to the household". Then you can take things from there.
He shouldn't really have his cake and eat it now should he!