Smiales Diary

smiales

dalip wrote: »

The way i see it is the nat west account was opened before bc but would have been frozen when you went bc.or a few wks later That means any money in there the OR would have had. Thus when said b/a was frozen no dd(mortgage) would have been paid. Problem solved!:D

Sorry am I getting the wrong end of the stick? Do you mean by this that the OR would have been entitled to any cash left in the account and therefore thats where the money may have gone? :think:

dalip

Yes that was my theory:o . They have been know to sieze £1 premium bonds:eek:

It was just a thought.D

smiales

dalip wrote: »

Yes that was my theory:o . They have been know to sieze £1 premium bonds:eek:

It was just a thought.D

Its possible, hope that the OR has had it to be honest, at least I know whats happened then. So shall I let the judge know I'm totally daft and don't remember missing £700 or do I say that we have some arrears and they need to be paid and just leave it at that? I'd rather be honest really I think, even if the judge does think I'm an idiot.

blind-as-a-bat_2

smiales wrote: »

Its possible, hope that the OR has had it to be honest, at least I know whats happened then. So shall I let the judge know I'm totally daft and don't remember missing £700 or do I say that we have some arrears and they need to be paid and just leave it at that? I'd rather be honest really I think, even if the judge does think I'm an idiot.

Just tell the truth that as far as you where concerned it was covered and due to the stress of BR you forgot to check and have only just found out that it wasnt paid and havnt had time to acertain what happened too it but your presumeing at this time that iether the OR claimed it or the bank swallowed it.

By the time you get the answer the court bit will be done so if it was a bad moment and you did spend it i doubt the judge will know or care about the result

smiales

Does anyone have any idea about whether a BRO might be imposed on thursday? I read that we should be given advance warning in writing which we haven't had but I want to be prepared. x

dalip

No would not think so, that is purely for a IPO.If the OR feels a BRO is applicible he will notify you at least 6 wks before AD.d

smiales

dalip wrote: »

No would not think so, that is purely for a IPO.If the OR feels a BRO is applicible he will notify you at least 6 wks before AD.d

So we really should just be there to justify our SOA? That is kind of what I thought but I panic a lot.

Richard_S

smiales wrote: »

One other thing, the worry I have been having has been about us being given a BRO/U. But I'm a little confused because after reading up on this it seems that we have to been given the opportunity by the OR to agree to the BRO and if we don't then they have to notify us that they are taking us to court for a BRU. So seeing as that hasn't happened, its all about the IPA does that mean that a BRO can't be placed on us on Thursday?

See it never ends with me, I always have a few questions up my sleeve!

Hi Smiales,

And I never know when to shut up.:D:D

I can't think there's any chance of a BRU/O or you'd have heard something by now. As for the "official" allowances, I'll email you my assessment which must be quite close, because it keeps getting deleted off here.:mad::mad:

I can't do it at the moment because I can't get on my computer.:mad::mad:

Rich

smiales

smiales wrote: »

So we really should just be there to justify our SOA? That is kind of what I thought but I panic a lot.

Do you think its likely that they will discuss the tax and overtime situation?

Richard_S

smiales wrote: »

Sorry am I getting the wrong end of the stick? Do you mean by this that the OR would have been entitled to any cash left in the account and therefore thats where the money may have gone? :think:

Hi Smiales,

It's equally likely that NatWest have got it, and they shouldn't have, or that they've sent it to the O.R who hasn't said anything.

As for the arrears, it's perfectly understandable that with bankruptcy, and changing bank accounts that one payment has been missed.

Rich