Average fixed-rate mortgages to go up again - highest in a decade

carolt

And I await the post where you admit to being a hypocrite for accusing others of bias whilst failing to own up to the fact that all along you were a BTL landlord; albeit one sensible enough to know that your time is up, and you are about to lose money hand over fist.

I couldn't figure out why you took so much effort to prevent rational discussion of the housing market falls; it didn't seem to tally with your professed view that house prices would indeed fall. Other than enjoying the sound of your own voice, there seemed no rhyme or reason behind it. Now, 2 or 3 months after you started posting on this forum, you have suddenly admitted (on another thread) to being a BTL landlord after all.

Now it all makes sense!

And to think you had the gall to accuse others of bias in their posts.

I hope anyone reading your posts from here on is now aware of your agenda, and knows to weigh that against your increasingly desperate posts.

JonnyBravo

carolt wrote: »

And I await the post where you admit to being a hypocrite for accusing others of bias whilst failing to own up to the fact that all along you were a BTL landlord

Eh? Don't make me laugh!
I've never claimed I wasn't biased.... if I had then I would be a hypocrite. Claiming that you had bias doesn't make me a hypocrite either. You need to check your definitions.

You obviously never did get over our discussion last time eh? You even had to have a "time out" it would seem from your frenzied peak of posting for a few weeks. I'm glad you found that bit of perspective. Don't lose it now.
:rolleyes:

carolt wrote: »

albeit one sensible enough to know that your time is up, and you are about to lose money hand over fist.

My rental income covers my interest so I'm ok.... and you'll know that's at a discount too! Thanks for your concern anyhow.
:rolleyes:

carolt wrote: »

I couldn't figure out why you took so much effort to prevent rational discussion of the housing market falls; it didn't seem to tally with your professed view that house prices would indeed fall. Other than enjoying the sound of your own voice, there seemed no rhyme or reason behind it. Now, 2 or 3 months after you started posting on this forum, you have suddenly admitted (on another thread) to being a BTL landlord after all.

Now it all makes sense!

Where was I trying to prevent rational discussion? By trying to stop yourself taking a "one size fits all" style to your advice giving? Give over. I'd say you were the one afraid of rational discussion.
Like some of the others on here you're happy so long as everyone is singing your song. Well I agree to the tune by and large but perhaps not all of the words and there are a few who don't like being challenged on that.

carolt wrote: »

And to think you had the gall to accuse others of bias in their posts.

I accused you of bias yes.... something you came to admit in the end. I was never challenged on it as I was never silly enough to claim no bias.

carolt wrote: »

I hope anyone reading your posts from here on is now aware of your agenda, and knows to weigh that against your increasingly desperate posts.

Desperate? Where?
Oh I see... you mean challenging innaccuracies? Yep, you don't like that do you?

pickles110564

carolt wrote: »

Now it all makes sense!

And to think you had the gall to accuse others of bias in their posts.

I hope anyone reading your posts from here on is now aware of your agenda, and knows to weigh that against your increasingly desperate posts.

Ihave always told you I am a LL

HelpWhereIcan

No lender that I have come across in 10 years charges for you to stay with them on Standard Variable Rate at the end of a deal.

Some, on some deals might charge you to leave them if you have the extended early repayment charges (those that apply after your fixed rate deal has finished).

I think !!!!!!'s ex-colleague was mistaken or incapable of explaining the issue. I have heard of lenders withdrawing the incentive rate they were on and charging fees when people are in arrears and it may be that !!!!!!'s colleague was embarrassed to admit his position.

WTF?_2

HelpWhereIcan wrote: »

No lender that I have come across in 10 years charges for you to stay with them on Standard Variable Rate at the end of a deal.

Some, on some deals might charge you to leave them if you have the extended early repayment charges (those that apply after your fixed rate deal has finished).

I think !!!!!!'s ex-colleague was mistaken or incapable of explaining the issue. I have heard of lenders withdrawing the incentive rate they were on and charging fees when people are in arrears and it may be that !!!!!!'s colleague was embarrassed to admit his position.

Hmmm, that's possible. I'm not going to pry into his finances in order to find out though. He definitely complained about being screwed with fees no matter what he did.

mr.broderick

carolt wrote: »

And I await the post where you admit to being a hypocrite for accusing others of bias whilst failing to own up to the fact that all along you were a BTL landlord; albeit one sensible enough to know that your time is up, and you are about to lose money hand over fist.

I couldn't figure out why you took so much effort to prevent rational discussion of the housing market falls; it didn't seem to tally with your professed view that house prices would indeed fall. Other than enjoying the sound of your own voice, there seemed no rhyme or reason behind it. Now, 2 or 3 months after you started posting on this forum, you have suddenly admitted (on another thread) to being a BTL landlord after all.

Now it all makes sense!

And to think you had the gall to accuse others of bias in their posts.

I hope anyone reading your posts from here on is now aware of your agenda, and knows to weigh that against your increasingly desperate posts.

And there she rides in.. big carol..defender of the bears..like i've been saying for months...!!!!!! ...full of you know what, anecdotal desperation as the crash loses momentum..he put me on ignore because he couldn't shout me down...weak...and that's being kind....where's dolcevita these days?

Paul_N_4

mr.broderick wrote: »

...as the crash loses momentum...

Evidence?

(other than the usual wild imagination of yours)

mr.broderick

Paul_N wrote: »

Evidence?

(other than the usual wild imagination of yours)

The fact that you want evidence proves there is that little bit of doubt in that little mind of yours paul that what i am implying is in fact going to come true...game on..

borntobefree

mr.broderick wrote: »

where's dolcevita these days?

Where is dolceita? Last time I noticed him/her posting it was on the post that carolt had been banned. In the post he/she said that he/she had previouly had 4 different logins and had been banned 4 times. Has he/she been banned for saying that

mr.broderick

borntobefree wrote: »

Where is dolceita? Last time I noticed him/her posting it was on the post that carolt had been banned. In the post he/she said that he/she had previouly had 4 different logins and had been banned 4 times. Has he/she been banned for saying that

Yeah that was my thread, he has not signed up again under a different name has he? squatnow are you really docevita ?