📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OK, here goes.....long post coming up

Options
12357

Comments

  • Emmy_L
    Emmy_L Posts: 165 Forumite
    Part of the Furniture Combo Breaker
    I don't really have anything to add,but just wanted to say Good Luck!
    Getting debt free...
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You seem to be off to a great start.
    Best of Scottish.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • tallyhoh
    tallyhoh Posts: 2,307 Forumite
    Part of the Furniture 1,000 Posts
    Anything to sell on ebay or Amazon? I found that clothes, shoes & cosmetics sell really well for good prices. Cosmetics in particular (even used). I managed to pay off a trip to Germany last year for 4 people with stuff lying about the house.
    Tallyhoh! Stopped Smoking October 2000. Saved £29382.50 so far!
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    The only thing that REALLY stod out for me wha the £400 for entertainment??
    Goodness gracious....I think maybe you can cut that down????

    (I'm slighty envious, lol)








    ok, a lot envious!
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Miia
    Miia Posts: 60 Forumite
    Tallyhoh - good idea! I even have some stuff that hasn't been opened. However, I've never sold on ebay before but I can certainly get sorting. Thanks.

    Bunnyinthelights - it is way too much but I had a figure which pretty much covers all in my first go at the SoA. Things included in that are dog food which I reckon to be about £60/month which does sound loads but I have a giant breed dog.

    So, before my head explodes this evening after a stressful week I am going through this post again and noting down everything that everyone has suggested and see where I go from there.

    with everyone being so pragmatic is has really helped - thanks again. I can't tell you how much this has meant to me.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Miia, the support from these boards is fantastic, and it can really make the difference on your debt free journey.

    I hope you stick around - I know it may be difficult to post because you don't want OH to know, but do keep popping in when you can :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • klane
    klane Posts: 272 Forumite
    :hello: Hello! Weekend's always good for a clear out and organise of stuff. Just popped in to see how you were doing. Well done so far! eBay is a fab way to get rid of stuff.... obviously you aren't doing it for the money ;) but to streamline the clutter and have a nice spring clean, get everything tidied, be more organised etc. Let us know how you get on and what good deals you find! :)
    Debt - Loan: £1150 C/C: £4763 @ 0%.

  • Miia
    Miia Posts: 60 Forumite
    Everytime I read my little thread I start getting all teary due to everyone being so nice. :o

    Well I saved myself a fortune as I have stayed in tonight and OH has gone out. So that's good :D

    I MUST go and do my list.

    :A
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    We can be horrid if you prefer :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Welcome Miia! Some great advice on here already. Just had a thought about the giant breed dog (I have one too plus two others - cost more than me to feed!) - have you tried wholesaler for the food? I get mine online here - I buy enough at a time to get the cheapest price and it saves me £30 or so on a month's food. Depending on what you feed it might be worth a look. Good luck!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.