Challenge for June - No Unnecessary spending for June

mum2one

sunshine6650 wrote: »

What account was it with ING? Just normal bank account? What can you do, split it into sections? almost like little pots?
Ive just gone on but not with it at the monent so not sure if looking at right thing.

Ness

Hi

If its any help re Ing its www.ingdirect.co.uk you open the one account, when I did mine (5 yrs ago), I sent a cheque for £1.00 to activiate the account, and it can be managed online or by phone, for payments into the account you can do it by post (with cheque) or by direct debit with your bank account.

Once you have got 1 account up and running, you then go on to open further accounts and you get to name them according, for one of mine it was called "the battle axes cottage holiday", nick name for mum, as it was her 60th bday - booked a cottage needed to save £800, donr and dusted the account renamed his ballon flight, saving up for ballon flight dads 70th, fully flexible think its a max of 6 accounts per person.

To withdraw you get the money into your bank account as a debit takes about 3 days from asking, and you can transfer money very easily between the accounts.

Its a godsend. x

skintjenny

a nsd for moi today- although im about to blow it by booking train tickets home for the weekend... however, as i usually drive down, i think saving £20 of petrol justifies buying the tickets
hows everyone doing?
is it sad that im a little bit excited about doing a challenge?
xx

katyw

I've not spent a penny today, and in fact i've just switched my gas and electricity and saved £20 per month :T

Oldteabag_2

Hello:hello: .

A no spend day for me.Hope to keep this up for a while as I've got enough in the cupboards to last a while ,with carefull planning.All I'll need is milk,fruit and veg.No exciting things to do ,or places to go .
Emptied my purse,then put £20 back and going to see how long it lasts,or rather how long I can make it last.
Good luck everybody,Oldteabag

hypno06

OK, count me in......my latte habit is completely un-necessary and I really really do need to cut it out!!

I don't buy too much un-necessary stuff, but I am going over my budget each month, so must be spending it somewhere!

cleo123

no spend day for me today :j :j :j

i will have to buy some more orange pop tomorrow though ( cheapie value one ) but that`s all intend to buy .

tesco order arriving tuesday but i always order once every 2 weeks .

mum2one

i had a brilliant non spend day, that icludes 2 visits to the cinema - (ok confession time I was doing an audit), so got to watch 2 films I had on my want to watch but do i really warrent spending £7.00 on a ticket x

tigzem

Well done to such good starts.... I had a NSD today and am planning another one 2moro. First day in my new job, got a packed lunch ready.

All the best for 2moro....welcome to all the newcomers, everyone is welcome, the more the merrier to keep us all motivated and on track xx

RedLoveEarth

Hi all

It was a no spend day for me today. My road tax expired yesterday but I have decided I am biking it for the next few months saving £101 for a new disc (robbing toads) and £50.00 per month petrol (more robbing gits).

Good luck with the new job Tigzem

basketcase

Hello! :hello:

Didn't sign in yesterday, but had a NSD - and even got round to baking a cake!

Another NSD today too. At work with a packed lunch, got tea organised this morning (so won't be tempted to go in and get a takeaway because I'm kn*ckered!). Got yoghurts so not tempted by coffee shop. (Not that a low fat yog compares to a Snickers, but who knows? I may even lose some weight!!)

What am I forgetting? It can't last...

How is everyone else doing?