Overdraft under 18 question

Night-owl_6

tech08 wrote: »

Can anyone provide the contact number for PayPal then please? I have tried ringing the customer service number but it's just some machine listing info about my account...
Also, what do I ask them to do to cancel it and will they ask me for a reason why I am cancelling it?

The telephone number for Paypal is:

For general questions, please call: 08707 307 191
6:00 am to 10:00 pm Monday to Friday.

tech08

I have just been reading up on the PayPal help section and it says to cancel a payment you need to go into your account and click cancel, but my payment doesn't have a cancel button...

Night-owl_6

tech08 wrote: »

I have just been reading up on the PayPal help section and it says to cancel a payment you need to go into your account and click cancel, but my payment doesn't have a cancel button...

????

You need to ring or E-mail Paypal and discuss this with them.

tech08

Yeah I have just been reading up on e-cheque payments and if you can cancel them and apparently you can't. You can get the people who you send the money to refund the payment so basically once the payment has gone through to their account it will automatically be sent back to me, but the thing is, the payment won't get to their account in the first place because my bank will decline it...
I have read somewhere though that if you cancel a direct debit on your account to PayPal this will automatically cancel the e-cheque, so basically I will probably have to contact my bank, is that correct?

Night-owl_6

tech08 wrote: »

Yeah I have just been reading up on e-cheque payments and if you can cancel them and apparently you can't. You can get the people who you send the money to refund the payment so basically once the payment has gone through to their account it will automatically be sent back to me, but the thing is, the payment won't get to their account in the first place because my bank will decline it...
I have read somewhere though that if you cancel a direct debit on your account to PayPal this will automatically cancel the e-cheque, so basically I will probably have to contact my bank, is that correct?

Dont know if anyone else agrees, but I would say cancel the direct debit ONLY if you have too as youll get charged by Paypal.
You really need to ring Paypal or go in to your branch and explain the problem, they might have some advice

tech08

Yeah but then if I end up letting the payment go ahead, the e-cheque won't go through and then I'll be charged by the bank and by PayPal apparently...

jonesMUFCforever

What is the minimum age to have a Paypal account?

The Paypal site states 18!

So not only is this young man having problems with e-cheques he also must have lied about his age in order to open the account.

Night-owl_6

jonesMUFCforever wrote: »

What is the minimum age to have a Paypal account?

The Paypal site states 18!

So not only is this young man having problems with e-cheques he also must have lied about his age in order to open the account.

Well spotted, I forgot about that.
May well be a troll, sorry if I am wrong

tech08

I don't actually recall PayPal saying you have to be 18 to open an account with them though? I'm not a troll, I'm actually having this problem.

ShelfStacker_3

Lokolo wrote: »

No.

An overdraft is lending money which requires a contract. Contracts cannot be given to under 18s.

That and you can't take legal action against an under 18, which makes collecting the debt a fair bit harder.

The OP is an idiot, IMO. Don't spend what you're not allowed to. I'm not usually one for just calling people names or intemperate language, but jesus, if you don't have enough money and you're not 100% sure you have an overdraft facility DON'T MAKE THE PAYMENT!