can i pay this cheque in

samtastic7

i have just had a phone call from the people who live at my old address, and it seems i have got a cheque from the solicitors who sold my house 4 years ago,???!!!! aparentley its something to do with interest ??
i changed my name by deepoll back to my maiden name so proving i was that person it not a problem but the cheque is made out to mr and mrs xxxxxxx will i or my ex be able top cash it alone?
it is not a large amount so i have no problem sending it to him but he no longer have a joint account..

shaymenRup

You aren't going to be able to do anything with this cheque if its in joint names and you don't have a joint account.

A simple letter to the solicitors with a copy of your name change "deed" (they can check with the solicitors that did the name change). Explain the situation and request two cheques in correct names are sent to you and your ex.

MKwife

Sounds like they have been cleaning up their database and closing files etc for the end of financial year!! You had probably paid the deposit to the solicitors a while before you completed on the house. In that time it would have gained interest and the solicitors have to pay that interest back to you as it was your money.

samtastic7

MKwife wrote: »

Sounds like they have been cleaning up their database and closing files etc for the end of financial year!! You had probably paid the deposit to the solicitors a while before you completed on the house. In that time it would have gained interest and the solicitors have to pay that interest back to you as it was your money.

something like that.
its not a lot of cash so will see if it has initials on the cheque and may just send it to his parents

LittleVoice

Does your original post mean that the new residents are opening your mail - or phoning you rather than just forwarding mail to you?

Bogof_Babe

If it is in a window envelope the name of the addressee isn't always visible.

samtastic7

LittleVoice wrote: »

Does your original post mean that the new residents are opening your mail - or phoning you rather than just forwarding mail to you?

i know the guy hes an old family friend and he never looked at the name and he is not the youngest of people it was over 3 years ago he moved in so i dont feel he did wrong really. he rang me to apologise and explain before he sent it which i think is fair

terryw

LittleVoice wrote: »

Does your original post mean that the new residents are opening your mail - or phoning you rather than just forwarding mail to you?

If mail came to my address after 4 years addressed to the previous owner/occupant I would definitely open it. Any sensible person would do so. I have no wish to pry into someone else's affairs but after 4 years, I would be concerned about identity fraud and wish to nip it in the bud.

terryw

samtastic7

he may have only realised when he open the letter and saw the address of the property sold as its not the one he is living in ,not sure he knew my married name as he knew my dad the surname i use now,and his brother married my dads sister so i dont have an issue with him opening it more baffled at a solicotor sending it after 4 years.


right i will explain i sold a house in xx ave, moved into flat in xx lane the address in which he lives and the solicitor knew i lived 4 years ago. i moved out of flat and he moved in from across the road, so it is nothing to do with the adress he lives in hope that helps

Glad

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msmicawber

In your position, I'd write to the solicitors returning the cheque and asking for it to be re-issued in your name, and your ex-husband's share in his name. As to why you've been sent the money after all these years, I suspect they've had a stringent audit and found that monies that should have gone to clients for interest etc. had never been sent, so are doing it now.