We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

When would you financially bed your partner? Poll Results/Discussion

Options
12357

Comments

  • iolande
    iolande Posts: 88 Forumite
    wow - so many different points of views!

    Me and my boyfriend got a joint account after moving in together. There were two main reasons - the first is that we can put grocery, petrol and going out money into it - basically all the stuff we are jointly responsible for. This allows one of us to fill up the car and not have to ask the other for money.

    The second reason - I have dual nationality and if (or maybe when!) we decide to move there,one of the considerations that the Australian government will take into account on the visa applicatoin is how much commitment you have to each other - and having a joint bank account seems to make them happy.
  • kezbabybabe
    kezbabybabe Posts: 732 Forumite
    Part of the Furniture 500 Posts Photogenic
    Never, as it's easier to manage separately, I still manage the bank accounts as it were so it's like joint ownership anyway.
  • Richard019
    Richard019 Posts: 461 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Never, just to keep a clear picture of my own money in my mind I have it going through different accounts for different things. The last thing I'd need would be somebody else putting money in or taking it out without me expecting it.

    What exactly are the benefits to having a joint account over two seperate ones?
  • teddyco
    teddyco Posts: 397 Forumite
    Part of the Furniture Combo Breaker
    We have all our money in joint accounts
  • teddyco
    teddyco Posts: 397 Forumite
    Part of the Furniture Combo Breaker
    That's the benefit of marriage, one doesn't have to worry about break ups and money problems that come with it. Why would anyone want to share financial products with a 'room mate' or temporary lover?
  • Marker_2
    Marker_2 Posts: 3,260 Forumite
    teddyco wrote: »
    That's the benefit of marriage, one doesn't have to worry about break ups and money problems that come with it. Why would anyone want to share financial products with a 'room mate' or temporary lover?

    Well thats what I thought the point to marriage was. I dont get married to get divorced, I get married once. Divorce wouldnt even cross my mind!
    99.9% of my posts include sarcasm!
    Touch my bum :money:
    Tesco - £1000 , Carpet - £20, Barclaycard - £50, HSBC - £50 + Car - £1700
    SAVED =£0
    Debts - £2850
  • teddyco
    teddyco Posts: 397 Forumite
    Part of the Furniture Combo Breaker
    Marker,

    My wife and I are from the 'old school' of Christian thinking, and were taught by our parents that it was a sin and socially wrong to live together without making a covenant of marriage with God's blessing for success in life.

    Now, we see a hatred for God and the things of God, and folks trying to re-write the rules and ways of living in England.

    Sadly, we see the problems that it has created in our society with folks who don't want to obey rules that have made England a great country for 1000 years.

    Maybe when the streets are running wild with drug addicts and gangs, and the TV is filled with live sex acts, and no one knows who their parents are, people will repent and return to old Christian values?

    There are many folks, sitting out there in the dark, afraid to voice these same ideas, but they are still with us in England.

    Go ahead folks, bash away!
  • Marker_2
    Marker_2 Posts: 3,260 Forumite
    teddyco wrote: »
    Marker,

    My wife and I are from the 'old school' of Christian thinking, and were taught by our parents that it was a sin and socially wrong to live together without making a covenant of marriage with God's blessing for success in life.

    Now, we see a hatred for God and the things of God, and folks trying to re-write the rules and ways of living in England.

    Sadly, we see the problems that it has created in our society with folks who don't want to obey rules that have made England a great country for 1000 years.

    Maybe when the streets are running wild with drug addicts and gangs, and the TV is filled with live sex acts, and no one knows who their parents are, people will repent and return to old Christian values?

    There are many folks, sitting out there in the dark, afraid to voice these same ideas, but they are still with us in England.

    Go ahead folks, bash away!

    Can't say I agree with everything you say, I like to think my views are modern with a touch of 'old fashioned values' :) but I certainly see what you are saying. Unfortunatly I think we have a long way to go before people wake up and realise. I wish the life my daughter will have when she is a child was similar to that I experienced, but the way things continue to go I doubt it, and I hate the thought of that! As long as me and her father continue to have the same family values, I think we will be alright :) Totally off subject, but didnt want to ignore your post :)
    99.9% of my posts include sarcasm!
    Touch my bum :money:
    Tesco - £1000 , Carpet - £20, Barclaycard - £50, HSBC - £50 + Car - £1700
    SAVED =£0
    Debts - £2850
  • Gordon_the_Moron
    Gordon_the_Moron Posts: 1,472 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    For me it would depend on the partner, being single at the moment it would depend on who I got with.

    If she was as financially savvy as my brother then I would say never lol (he got declined for a Vanquis Visa Card... he's that good!) if she had a fekking clue what she was doing it would just depend on how much and soon I trusted her I suppose.
    If you don't like what I say slap me around with a large trout and PM me to tell me why.

    If you do like it please hit the thanks button.
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    I voted for never, although I would get a joint mortgage with OH......
    I had a joint acc with my ex-H and got fed up of the questioning all the time of what I spent the money on (he earned twice as much as me). I was always concious of how much I was spending, but not in a good way.
    I kinda tried the same thing with OH (without really meaning to!) but he felt the same way as I did before, so I have relaxed a bit (and he has nearly £400 on his CC already!!!:mad: ) Both times this has led to huge rows over money :(
    I would never have a joint bank acc with OH, whether our salaries were paid into there or not - I just do not trust him in as far as if he has money/access to money, he is compelled to spend it, whether it is cash, an OD or a CC. Our salaries are paid into our respective accounts, and I transfer enough across to covers the bills, on pay day, then whatever is left is his - the bills all come out of my acc expect his mobile bill.

    I don't really think there is a right or wrong answer to whether couples should have a joint account or not, it depends on the relationship dynamic more than anything - I have been on both sides, and I would say, for me at least, its seperate accounts all the way.
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.