Sub Prime Credit Card Club

DanDan123

TFD wrote: »

That they need further information!?!

Errrmm, yeah - thanks for that.

TFD_2

DanDan123 wrote: »

Errrmm, yeah - thanks for that.

Well what a stupid question, they obviously need further information from you! I don't understand why so many people post questions like this rather than just pick up the phone and find out.

skyrider007

TFD wrote: »

Well what a stupid question, they obviously need further information from you! I don't understand why so many people post questions like this rather than just pick up the phone and find out.

Be nice! Anyway to the OP, they might need to verify your identity and/or source of income etc. Just give them a ring.

sutton111

Good evening everyone Littlewoods have increased my credit limit from £330 to £600 :j :j .

sutton111

Hi DanDan it may be that they want a security deposit, a few sub-primers on here have been asked to ring them and they say you can have a £500 limit but have to pay £100. You get this back in 6 months of having your card i think. Give them a ring and find out. HTH

Dannydebt

Hi, I done a online application for the Aqua card on Wednesday and got this message at the end of the application.......

"Application Reference - AAQZJHQ5BZ

Mr xxx xxxxxx

Thank you for your recent application for an aqua credit card. We are delighted to tell you that it has been approved and that you have been granted an estimated credit limit of £900.

Within the next 10 working days you will receive a letter from us confirming this. All you need to do is read, sign and return the signature form to us.

Upon receipt of your signed credit agreement form, your new PIN number will be despatched. You will then receive your new card within 10 working days.

Thank you again for your application, we look forward to welcoming you as a new and valued customer."

And yesterday I got the letter and signed and returned the credit agreement, now I don't want to be disappointed but do you think I have got the card or could they still say no !.

Thanks.

PROLIANT

TFD wrote: »

Well what a stupid question, they obviously need further information from you! I don't understand why so many people post questions like this rather than just pick up the phone and find out.

No such thing as a stupid question on this thread, the information supplied on here is valuable to the insight on how lenders, more so in the sub-prime world, actually operate.
Please drop the attitude as we tend to be a "friendly" bunch on here and don't bark at each other or any new posters for that matter.

simax

Hi all,

Applied for one of these last weekend, and at the end of the application it stated it could not give me a decision straight away, but if I am accepted I will get the card in the post, and if they need more information they will write to me.

It's been a week now and I have heard nothing. I don't know how long it normally takes, but last time I got this response a few years back I was written to within 48 hours saying that I'd been declined.

I signed an online form apparently which saves the need for forms to be signed.

Anyways, is the delay a good sign and they're sending me the card? Anyone else applied for one of these recently?

Cheers, and sorry if it's a daft question.

clio

dan dan
did you knock back PPI m8, if so thats why they want to give you the hard sell.

Sutton they are allways upping mine and dont really want to have it high.
mind Virgin increased my CL on my card yesterday without asking..

sutton111

clio wrote: »

dan dan
did you knock back PPI m8, if so thats why they want to give you the hard sell.

Sutton they are allways upping mine and dont really want to have it high.
mind Virgin increased my CL on my card yesterday without asking..

I thought they go around increasing but it looks good on my file £600 limit, i'm really chuffed.:D Also United won today so can't be bad!!!
Newcastle lost 3-0 i bet you lot are depressed at the moment aren't you. :rolleyes: