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Do you know of an ISA that will allow part transfers?
Moneygoes2money
Posts: 95 Forumite
Hello everyone
The bulk of my savings are in an Icesave ISA and I want to make part transfers to my Britannia and Yorkshire ISAs, however, Icesave do not allow part transfers.
I would like to transfer my Icesave ISA to an organisation that will allow part transfers to my other ISAs.
I'm looking for an ISA which will allow part transfers and has a Bank of England base rate guarantee.
Any ideas?
The bulk of my savings are in an Icesave ISA and I want to make part transfers to my Britannia and Yorkshire ISAs, however, Icesave do not allow part transfers.
I would like to transfer my Icesave ISA to an organisation that will allow part transfers to my other ISAs.
I'm looking for an ISA which will allow part transfers and has a Bank of England base rate guarantee.
Any ideas?
Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 2031
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 2031
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Comments
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Moneygoes2money wrote: »Hello everyone
The bulk of my savings are in an Icesave ISA and I want to make part transfers to my Britannia and Yorkshire ISAs, however, Icesave do not allow part transfers.
I would like to transfer my Icesave ISA to an organisation that will allow part transfers to my other ISAs.
I'm looking for an ISA which will allow part transfers and has a Bank of England base rate guarantee.
Any ideas?
This thread wil answer most of what u want to know, im not sure of the relevance of a "Bank Of England Base Rate Guarantee".
U thinking 0.05% above base rate for a couple of years. 
http://forums.moneysavingexpert.com/showthread.html?t=9074930 -
bristolleedsfan wrote: »This thread wil answer most of what u want to know, im not sure of the relevance of a "Bank Of England Base Rate Guarantee".
U thinking 0.05% above base rate for a couple of years. 
http://forums.moneysavingexpert.com/showthread.html?t=907493
Many thanks for your reply. Yeh an ISA that has a guarantee something like "guaranteed to be at least 0.30% above Bank of England base rate until xx/xx/20xx".Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 20310 -
Moneygoes2money wrote: »Many thanks for your reply. Yeh an ISA that has a guarantee something like "guaranteed to be at least 0.30% above Bank of England base rate until xx/xx/20xx".
Most on here ( including me) would say that 0.30% above base rate was a rubbish ISA rate.
if i was u i would stay with icesave for the time being. 
if u are desperate to transfer out then Nationwides 6.15% One and Two year fix has to be worth considering.0 -
Moneygoes2money wrote: »Hello everyone
The bulk of my savings are in an Icesave ISA and I want to make part transfers to my Britannia and Yorkshire ISAs, however, Icesave do not allow part transfers.
I would like to transfer my Icesave ISA to an organisation that will allow part transfers to my other ISAs.
I'm looking for an ISA which will allow part transfers and has a Bank of England base rate guarantee.
Any ideas?
Where does it say you cant make part transfers with Icesave ISA? I have asked for a part transfer and was wondering why this has not been done as yet?
Would appreciate any advice on this.0 -
National Counties will, they are a very helpful Building Society
https://www.ncbs.co.uk
Most Banks and BS's only allow part transfers if they are part of previous years subscription. i.e. not money that has been deposited this tax year.Student Moneysaving Expert :beer:0 -
Where does it say you cant make part transfers with Icesave ISA? I have asked for a part transfer and was wondering why this has not been done as yet?
Would appreciate any advice on this.
I sent Icesave a form requesting a part transfer from Icesave to Yorkshire and heard nothing so I e-mailed them asking when my request would be processed and they replied saying unable to accept part transfers.Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 20310 -
muddyfox470 wrote: »National Counties will, they are a very helpful Building Society
www.ncbs.co.uk
Most Banks and BS's only allow part transfers if they are part of previous years subscription. i.e. not money that has been deposited this tax year.
The money I wish to transfer to my Yorkshire and Britannia ISAs does not include any of the current tax year's subscription.Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 20310 -
Well I just transferred a part transfer from NCBS. Icesave said so long as the feeding account allows part transfers out then they will allow them to come in. Although there isn't a space on the form you can make the point clear - I wrote on the form stating my request and rang up to confirm. Once Icesave had finally managed to send the form to the correct address it was all done within a week
Student Moneysaving Expert :beer:0 -
National Counties BS
Guaranteed Cash ISA 2008/09 6.26%
Website says:
Transfer from another ISA provider accepted from 6 April 2009
So it would appear I cannot transfer my Icesave ISA to this ISA until after 6 April 2009.Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 20310 -
muddyfox470 wrote: »Well I just transferred a part transfer from NCBS. Icesave said so long as the feeding account allows part transfers out then they will allow them to come in. Although there isn't a space on the form you can make the point clear - I wrote on the form stating my request and rang up to confirm. Once Icesave had finally managed to send the form to the correct address it was all done within a week

Hi muddyfox470
Thanks for your help. You're talking about part transfer from BCBS to Icesave. I wanted to part transfer from Icesave to Yorkshire BS and Britannia BS, which Icesave apparently cannot do.Mortgage start date: 21 July 2006
Original term: 25 years
Agreed redemption date: July 2031
Original advance: £155,220
[strike]Balance oustanding on 30.09.2007: £150,387.96[/strike]
Balance outstanding on 31.01.2008: £147,818.12
Amount repaid since mortgage start date: £7,401.88
Target: to reduce mortgage to £123,000 by 01.04.2010
Current monthly payment: £963.80 + £500.00 overpayment = £1,463.80
Revised agreed redemption date: January 20310
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