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Direct Debit taken from my account early

24

Comments

  • Markyt
    Markyt Posts: 11,864 Forumite
    When is the payment to Virgin due? If it is supposed to be cleared by Monday, then it needs to be taken prior to that. Chances are the money has just been reserved though.
  • Sigur_2
    Sigur_2 Posts: 3,868 Forumite
    My bills are usually "reserved" two days before they appear on my statement. I don't care, then again, what it amounts to me is a drop in vast ocean of wealth.
  • looby75
    looby75 Posts: 23,387 Forumite
    Sigur wrote: »
    My bills are usually "reserved" two days before they appear on my statement. I don't care, then again, what it amounts to me is a drop in vast ocean of wealth.
    cool you can afford to lend me £100 then :D
  • Sigur_2
    Sigur_2 Posts: 3,868 Forumite
    Just give me your name, address and bank account details and I'll send it your way.
  • looby75
    looby75 Posts: 23,387 Forumite
    Okies, but just to let you know I have a one of those barclays PINsentry things and you can't set up a new DD to pay £1000 a week into your own account without it ;)
  • normanmark
    normanmark Posts: 4,156 Forumite
    looby75 wrote: »
    Okies, but just to let you know I have a one of those barclays PINsentry things and you can't set up a new DD to pay £1000 a week into your own account without it ;)

    I'm guessing your family tree originates to a wealthy regal family in Nigeria? ;)
  • looby75
    looby75 Posts: 23,387 Forumite
    normanmark wrote: »
    I'm guessing your family tree originates to a wealthy regal family in Nigeria? ;)
    no the north west of england :confused:
  • normanmark
    normanmark Posts: 4,156 Forumite
    looby75 wrote: »
    no the north west of england :confused:

    This will give you a bit more info on what i was on about ;)
  • looby75
    looby75 Posts: 23,387 Forumite
    normanmark wrote: »
    This will give you a bit more info on what i was on about ;)
    D'oh yep I get it now :o I've been out in the sun all day and it's fried my brain a bit lol
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    This is something that is catching more and more people out. I am not sure about this case but in general read and understand the wording carefully .. in some cases the 'payment date' is the date they expect funds to clear and they will try to collect the monies several days in advance of this.

    I had this issue with CapitalOne, I was surprised to see money leaving my account several days before I expected ... but on carefully re-reading the wording on the bill (and not just looking at the date) they did make it clear.

    Ivan
    I don't care about your first world problems; I have enough of my own!
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