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Mizmir's determined to get there diary

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hope you are feeling better x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    hypno06 wrote: »
    Hope you are feeling better x

    Much better thanks. Apart from the £338 now stuck in my Eur*bet account with £900 of the WR still to go ........!

    How was your day?
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am just tired - should really go to bed but don't have the energy to climb the stairs :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    HELLOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!



    (night night, back in the morning!!!!!:p )
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    hypno06 wrote: »
    I am just tired - should really go to bed but don't have the energy to climb the stairs :o


    OI! MADAM! STAIRS! UP! NOW! SHOO!!!!!

    (nice comfy warm duvet bed awaits as my mother used to say.)

    GO ON! GET!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ok Ok. I'm going!!

    Good night all x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Very quick this morning as I should be out the door...... headache-y again this morning but nothing like yesterday so am going in to work - meetings from 10-5 - when do they expect me to actually do the work?!

    But a BH is coming up - yeah!

    Jobs to do today:
    • [STRIKE]Print out and copy workshop hand outs (did get them prepared at last!)[/STRIKE]
    • [strike]Clean kitchen[/strike]
    • Two outstanding reviews (now overdue from yesterday)
    • Check for any matched bets for the EB WR
    • [STRIKE]Check banking online - and work out if better off saving in offset or in ISA (anyone know - not actual saving but annual and emergency fund - so as to be instant access?)[/STRIKE] Thanks Pania
    That'll do. Am still not 100%. Have a good day everyone.
  • pania
    pania Posts: 8,258 Forumite
    offsets are only ever really anygood if you have 5% of your mortgage amount in them to make the offset in interest worthwhile. if less than this then ISA is definately the way to go. xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    pania wrote: »
    offsets are only ever really anygood if you have 5% of your mortgage amount in them to make the offset in interest worthwhile. if less than this then ISA is definately the way to go. xx

    Brilliant - thanks Pania. Will sort out instant access isas then - I guess for both OH and I - and when we get beyond the tax limit on them we can think about the offset (though by then will be really saving I imagine!)
  • pania
    pania Posts: 8,258 Forumite
    no problemo! good luck with the savings!! (Hmmm saving.... she says dreamily!!)
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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