moneymabels debt free by 2009 challenge

moneymabel

right I'm back- just been to a puppy sociolisation party- 10 puppys all hyper with squeaky toys. Ive got a headache!
Jenna , welcome to the challenge, as you were saying about the psych , I think you are right to do that now whatever the cost , if u are feeling miserable you are more likely to spend to cheer yourself up and that would be wasted money. There are a few ways to make more cash- check out the ' up your income 'board for ideas, eg quidco, boot sales, surveys etc every little helps as they say!
Wow I never thought so many people would be up for this challenge!! Good luck everyone.:D

moneymabel

**Amy** wrote: »

Yep im deffo game to join this one!! :beer:

The snowball calculator said December 2009 for me, but no way am i believing that! Pfft... 2009 indeed... im sure it was a typo!:rotfl:

Anyway, i am aiming to be debt free by December 2008, that includes debts to a credit card and loan, my overdraft and money to family. The money to family doesnt necessarily "matter" in the grand scheme of things, but they were kind enough to lend it to me, so i feel i need to pay it back as soon as i can.

x

Hi amy and welcome to the challenge, yes it was def a typo- no way it was 2009!!! I know what you mean about the family debt, my relative lent me the money to pay my loan so I would owe him with no interest, he's in no hurry for it back but I am determined to pay him back asap, hence this challenge!

My ebay auctions aren't excctly going well , only got a watcher on 2 items outta ten, still 4 days to go I suppose. Dunno what to do next to get extra cash, exhausted quidco, haven't had any surveys for ages, no stuff left to ebay. Hmmmmm better get thinking cap on...... Unless ive sold it of course .... LOL

moneymabel

just added all you lovely people names to the first post in this thread , no escape now!!!

shopaholic2008

moneymabel wrote: »

ok I ate all the pies and have grown) instead of buying tops, jeans, shoes and bags that I never wear because they are a 'bargain '

Haha this is me!! except i hang on to old clothes for so long that dont even fit me anymore. Well i have shoved a load on ebay tonight and fingers crossed they will add a bit to the debt fund. 10 items i put on there tonight ~ now i have a headache and have had enough of the computer so will be going to bed shortly!!

rosyc_2

Hi moneymabel and everyone who has joined the thread! Have made a few changes, managed to save £100 on my rent by moving to a new place, so can relax a little with my second job and have a bit more free time for sleep. Am still aiming for end of 2008, will have to do a few sums, but have my fingers crossed. Got £20 from quidco in last couple of days, would have gone in savings but is going to debt instead, hate paying interest! Am also looking at changing mobile as contract is up next month. Have met someone at work who ebays loads and is willing to help me, if I could sell everything I have here that I never use but bought to cheer myself up, would probably be debt free a lot sooner, would still be poor but going in the right direction! Need to find ways to throw money at debts without wearing myself out. Another low spend day today, just an ice cream as too hot!

irishgal_3

moneymabel wrote: »

Hi Irishgal,
Your uncle sounds like mine! aren't we lucky:j have a great holiday, hope you have a brilliant time.
havent tried any bridal fairs yet, they are all so expensive to book a space, the shops that sell my jewellery go there tho so i might ask them to take some of my business cards next time they go. I'm from a small town so the fairs aren't exactly huge anyway. I have a website but havent had any sales through there,so much competition. still business is only a year old and i'm in profit so won't complain!!
Do you make jewellery ?

Hi Moneymabel,

I've had a go at making jewellery, nothing fancy and i enjoy it. wouldnt say my stuff looks professional but just a wee hobby for myself. Seems like theres a lot of you in this challenge now!! good luck to you all!!
Off to bed,
Irishgal

moneymabel

shopaholic2008 wrote: »

Haha this is me!! except i hang on to old clothes for so long that dont even fit me anymore. Well i have shoved a load on ebay tonight and fingers crossed they will add a bit to the debt fund. 10 items i put on there tonight ~ now i have a headache and have had enough of the computer so will be going to bed shortly!!

well done you!! hope they sell and make loadsa squids for you. know what you mean about the computer, makes my eyes go squiffy after a while lol

moneymabel

rosyc wrote: »

Hi moneymabel and everyone who has joined the thread! Have made a few changes, managed to save £100 on my rent by moving to a new place, so can relax a little with my second job and have a bit more free time for sleep. Am still aiming for end of 2008, will have to do a few sums, but have my fingers crossed. Got £20 from quidco in last couple of days, would have gone in savings but is going to debt instead, hate paying interest! Am also looking at changing mobile as contract is up next month. Have met someone at work who ebays loads and is willing to help me, if I could sell everything I have here that I never use but bought to cheer myself up, would probably be debt free a lot sooner, would still be poor but going in the right direction! Need to find ways to throw money at debts without wearing myself out. Another low spend day today, just an ice cream as too hot!

welcome back rosy, great news about the flat, hopefully now you will be able to take it a bit easier , that will make all the difference to you.
Failure is not an option....(well, theres always moneymabels debt free by 2010 challenge.. coming soon!) Whatever happens we aill all be less in debt by the end of year whether we complete the challenge or not:T
I had £23 quid from quidco as well, i wasnt sure about them when i joined, seemed to good to be true, but looks like i was wrong. hopefully you will be able to get your new mobile through them -looked the other day and there is up to £100 cashback on some-brill!
Good that you have found someone to help u with ebay, you will be suprised how much you can get rid of as it gets addictive, even if you think now that there is stuff you can't part with it will soon be listed on there!!!
and lastly....yummy iiicccceeecccrreeeaammmmmmmmmmmm :rotfl: :j :T

moneymabel

irishgal wrote: »

Hi Moneymabel,

I've had a go at making jewellery, nothing fancy and i enjoy it. wouldnt say my stuff looks professional but just a wee hobby for myself. Seems like theres a lot of you in this challenge now!! good luck to you all!!
Off to bed,
Irishgal

It is fun isnt it-nice to have stuff no-one else has as well.
yeah-i seem to have attracted some more victims ...er i mean members of the challenge. thanks for your support:D

**Amy**

moneymabel wrote: »

Hi amy and welcome to the challenge, yes it was def a typo- no way it was 2009!!! I know what you mean about the family debt, my relative lent me the money to pay my loan so I would owe him with no interest, he's in no hurry for it back but I am determined to pay him back asap, hence this challenge!

My ebay auctions aren't excctly going well , only got a watcher on 2 items outta ten, still 4 days to go I suppose. Dunno what to do next to get extra cash, exhausted quidco, haven't had any surveys for ages, no stuff left to ebay. Hmmmmm better get thinking cap on...... Unless ive sold it of course .... LOL

:T Right thats it, my gloves are off now!!!! MUST CLEAR DEBT!!!! :rotfl: