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moneymabels debt free by 2009 challenge

1205206208210211406

Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Amy, Hayley and Nicki? mentioned spreadsheets the other day, Excel spreadsheets for outgoings incomings etc and I asked Amy for a copy and she sent me one. Amy is just so organised...a far cry from the chaotic life I lead!!!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    it is such a pain isn't it!! i hate waiting! infact i canlt wait till sunday to do the carboot and get some cash fingers crossed for a dry day!!
    the job i have an interview for is a bit scary it is a huge pay jump i am on about £12,000 per annum pro rata and the job i have an interview for is £17,000-20,000 per annum! oh my god that is scary!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm just not computer literate enough for things like that- all my finances ( or lack of them) are on paper!
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    blimey jen that would be brill- just think how much you could save!! When is your interview again?
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    next friday i am debating if i need to buy an outfit for the interview or not. i am going to try and get my hair cut this week
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    have you got anything in your wardrobe thats suitable? I always feel uncomfortable in new clothes - perhaps wear an old item and just buy one new item shirt or trousers etc?
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    :D Thanks for calling me organised Cath and not obsessive! :rotfl:

    Well the guy finally paid for the phone today, so thats £271.73 (after paypal fees). :j He got a bit shirty and told me not to be so hasty at requesting payment, but i sent a nice polite reply saying i was more worried about lack of communication as i have heard about so many scams regarding mobile phones on ebay.

    Anyway, lets just hope he doesnt kick up a fuss when he gets it. :rolleyes:

    I stayed late at work today so only got in at 8pm. Just had a bath and am about to chill with the cats.

    Hope you all had good days.

    xx
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck for the interview Jen, like Mabel said just keep thinking how much you could save if you got the job and I'm sure you'll be fine :).

    I've just been on ebay and discovered this:

    http://cgi.ebay.co.uk/DIY-I-Heart-Paris-Gold-tone-Eiffel-Tower-Necklace_W0QQitemZ380040746818QQihZ025QQcategoryZ50659QQcmdZViewItemQQ_trksidZp1742.m153.l1262

    http://cgi.ebay.co.uk/DIY-Gold-swallow-Heart-charm-Necklace-Kitsch-unique_W0QQitemZ380042456387QQihZ025QQcategoryZ50659QQcmdZViewItem

    These are my listings:

    http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&rd=1&item=130228140836

    http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&rd=1&item=130213944416

    I'm SO sick of this woman, she constantly steals my photos, my ideas, my item descriptions... everything. About a quarter of the stuff in her shop is stuff that I sold once upon a time which she has make cheap nasty copies of. It really annoys me because there isn't anything I can do about it, she makes some really nasty rubbish, I really don't know why people buy it :(.

    Sorry...rant over.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    wow well done amy what you going to do with the money?
    mm i am going to go through my waldrobe (again) friday and see what i can find i have shoes not sure about trousers or top i think there may be a nice top.
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Stick it on the credit card Jen! :D Unfortunately all my extra money is going on my CC. But it looks like i am well on my way to paying off £600 this month. :j
    Debt: just my mortgage :D
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