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moneymabels debt free by 2009 challenge
Comments
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Thats good new Tubby, I hope you get it!!
I love updating my spreadsheets, i could spend hours working out my money. For some strange reason i find it quite enjoyable, god knows what i;m going to do when i become debt free, i will have to start a savings spreadsheet, which will be very weird as never ever been able to save before!!!
I'm also wishing 2008 away Amy - roll on 2009!!!! A better year for us all!!0 -
I'm not advanced enough to have a spreadsheet, I just have a bit of A4 paper with notches every £500 that I colour in red when I reach, it's a bit sad lol. It's on the wall in front of my computer with debt in capital letters and the breakdown below it, just in case I forget.:rotfl:Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.470
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LOL sounds like we are all waiting for 2008 to be over !
I'm not computer literate enough for a spreadsheet, mines all on paper. Hypno had a great idea on another thread that you can use for savings, get a picture of whatever u want ( house /car etc) and divide it into squares each worth a chunk of the total number eg you want 3 grand for a house deposit divide into 30 squares each a hundred quid, when u save a hundred quid either colour in a square or do it the other way and reveal a square to show the whole pic when u have enough dosh. Hope that makes sense! Will def be doing it next year.
Sounds good about the job tubbs- good luck with that .0 -
Thanks ladys, think u'll have to start a new challenge in 2009 for what we all want to buy mabel
As long as my CC is paid off this year I'll be over the moon. Member No#16 of - moneymabels debt free by 2009 :jTotal Start debt - £2514.44 (£1488.16 of it @ 0%) / Current Debt - £2414.44 (£1488.16 of it @ 0%)Total Start Saved - £2200 / Current Saved - £22000 -
LOL that reads like what u all are goingto buy me!a new mini and some diamonds please ha ha!
There is going to be a new thread tubbs , it will be a debt/savings thread so everyone can take part. A few pages back we were trying to think of a name for it. It wont be moneymabels blah blah thread as I am not starting this one on my own! Best suggestion so far is ' new year new start debt/savings thread ' any other ideas anyone ?0 -
Good luck Tubby, I hope you get the new job!!GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
'Challenge 2009 bust your debts and stuff your pockets'
Thanks Cath I think if I get a interview and pass the tests they have, my chances will be very goodMember No#16 of - moneymabels debt free by 2009 :jTotal Start debt - £2514.44 (£1488.16 of it @ 0%) / Current Debt - £2414.44 (£1488.16 of it @ 0%)Total Start Saved - £2200 / Current Saved - £22000 -
I like that one tubbs! Will have to do a poll or summat at the end of the year.0
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wahey another £24 recieved from Rbs credit card to quidco. Thats £220 due to be paid this month.
Was wondering if I was going to get it as it was validated back in January but somethings gone right at last!0 -
where is everyone tonight?! Have you lot got lives unlike me LOL ?!0
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