moneymabels debt free by 2009 challenge

**Amy**

Hi Jen

Glad your dog is better. I dont think a complaint letter would do you any good as its a consultation fee and every vet charges it, whether you are there 2 seconds or 20 minutes.

x

jenjade

thanks amy it just makes me cross maybe i should trained as a vet are charge £22 for 5 min!!
i will phone the pet insurance company and see if i can claim and how

jenjade

i have 2 watcher on the chest of draws and 2 watcher on the chincilla cage! what are the chances of them selling?
maybe you should all ignore me today i am very very negitive for some reason no idea why. i have had a no spend day although i walked to the cake shop with a work mate i bought nothing!!

jenjade

oh sod take that back i have spent £22 in the vets so it was not a no spend day!

thepinklady

Afternoon all,

Amy – I’m having a very busy day at work, its nearly home time though. How’s your day been?? Having fun with your new phone? I’ve now decided I may get the new iphone that’s due out soon, but will need to check how much it will cost me extra when I upgrade, probably silly amounts so I will probably just leave it.

Jen – yes I’m now thepinklady :j

moneymabel

hi jen glad your dog is better , shame about the cost tho :-(

Just been lookng at the savings thread and am very confused , they all sound like mathmatical genius on there! Think I will just stick to the savings account linked to my current account or open an ISA .

moneymabel

hayley- the iPhone is good for certain things like Internet and music but if you want a decent camera forget it its pants and for some strange reason it doesn't send or recieve pic messages, and if u do a lot if texting its not great coz u need two hands to hold the phone and use keypad, bit of a nightmare when out in town etc. Just to give you the pros and cons!

Nichelette

Thanks everyone... When I was looking at the ways to pay the credit card off earlier I noticed that it said you could do it using your own banks internet banking three working days before it is due. I believe that means today was the last day so I ended up doing that. I'm (running theme) a bit paranoid that they payment won't reach them in time but in reality it probably will. I should have probably read the plethora of ways to pay before calling them. I still think their rule is stupid though :P.

I ended up spending about three hours walking today so I have absolutely no energy, but I am the proud new owner of a pair of hair straighteners. I'll try them out later when I have the energy to do so.. I'm quite happy that lovefilm and mysupermarket have been tracked/validated on quidco. I'm still planning to cancel lovefilm after the first payment has been taken to get my £16. I have to say I don't actually like the way lovefilm works anyway, do you actually need to have 10 films on your list before they send you any? I only have two that I really want so I don't want to add another 8 and get ones I don't want sent out.

Jen, you should definately see if you are covered by your pet insurance, sadly even short consultations are expensive. The only time I haven't been charged by a vet was when my hamsters got put to sleep.. Hamsters shouldn't be allowed near me, bad things happen .

jenjade

evening all back for the swim run and still !!!!ed off about the amount the vet cost!!
dd has made her half brother a 18th birthday card so that saved £3 at least.
i got him a pressy for his 18th when he was about 12 years old it has been upstairs in the cupboards! so that saved me about £40. i got him a coin set from his year of birth 1990! was a great idea! so i have saved a small fortune!

jenjade

yes mm the saving thread confused me too. i was looking for a good savings account and i have an isa so i wanted to save for next years isa alocation £3,600 i think the max i can put in is! if only i had that much