moneymabels debt free by 2009 challenge

Nichelette

Afternoon everyone

I'm currently being driven up the wall by Barclaycard... I'm trying to pay the remainder of the bill of this month (money my sister owes me after she used my card to pay for her M.E. treatment) but their website won't let me. I called them to try and do it over the phone but was told I had nothing left to pay off (which is rubbish). What they actually meant was that I'd paid off the minimum payment already, I told them this and they said because I'd already made a payment they coudn't accept the one I wanted to make over the phone. I was told to send a cheque but this is pointless as it wouldn't arrive in time and I'd still be charged interest. After that I got a bit irritated and told the woman that I have the money there, I want to give it to them but they won't let me and are going to charge me interest because of it. She said she would freeze interest for this month but I'm not convinced that will happen. What I'm more concerned about is having it paid off in full on time which I do every month, because even though I'm in a lot of debt I think my credit rating is still quite good (and would like it to stay this way).

I want to scream! Anyway, sorry about that rant.. I should really be getting ready for the doctors. I need to go to the post office before I go there and I'm going to walk into town to get my straighteners... which I need to pay for on my barclaycard to make sure I have enough in my current account to pay my sisters bit off of my card if it's possible to do it *rolls eyes*

Nichelette

Oh, I got a bit absorbed with my ranting and forgot something.. Amy, the moneyback madness email still hasn't arrived, is it possible to try sending it again? Thanks .

tattycath

Nicki, couldn't you make a payment in a barclays branch? and refuse to leave til they let you pay the amount you want to pay off or something?

Nichelette

Thanks for the suggestion cath, I did actually think I was too late to pay at a branch but it looks like the last working day is today. As I'm going into town later I'll take my cheque book and see what I can get done. It says the bank might charge me so if my own bank do charge I'll go to Barclays and scream blue murder until something happens.

Will let you know how I get on later

moneymabel

Good luck Nicki-what a nightmare! have visions of you doing a sit in at barclays now, hope you manage to get it sorted.

had a ticket update from quidco looks like my lotto24 enquiry is finally being processed. the mysupermarket £1 has just been declined ??!! it is showing as 2 amounts of £1 both declined so it looks like i did it twice when i swear it was only once-glad its only a quid or id be really peed off.

**Amy**

Nicki - i will double check with money back madness and see whats going on!

How annoying about Barclays, fingers crossed you get it sorted out.

Well i love my new phone. Its pretty much like my old one, but the graphics are better and its smaller. And its not been chewed to pieces by a furball! :rotfl:

MM - ooo how annoying.. deffo glad its only £1. How is your Lovefilm going? Im gutted mine got declined. :rolleyes:

Ooo i got an email about another diet coke cinema ticket, but its blank! I have phoned them and they are looking into it for me!

moneymabel

ive had 2 films from lovefilm, will be cancelling on the 24th so will let you know what happens.

hope you have won another cinema ticket-you will have to fill the whole theatre at this rate!!!

**Amy**

OOo what films you got? (im so bored at work today!) :rotfl:

Haha... i love the cinema, im aiming to get as many as possible!

Well i have printed off some more "house buying" guides and will be having a read through them in a mo. :j

moneymabel

Got hot fuzz which was quite funny and happy feet which i havent watched yet. dont watch a lot of films so just added whatever came up first to my list!!

you will be a house buying expert soon :-)

thepinklady

Afternoon all,

So there is no confusion, I have changed my username to ‘thepinklady’. MSE very kindly let me change it as I was using my real name.

I must get back on with work, busy busy busy :rolleyes: