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S&s Isa

Have set up the cash component of my ISA :j and now looking to the S&S part.

I am trying to build a list of organisations that provide S&S ISAs so I can decide who to go with.

If you could list any companies you know of, I would be grateful.

:beer:

Thank you
Noobie (not so :D) trying to make loads a dosh - please bear with all my questions :beer: Thanks :D


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Comments

  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    Google: Discount Brokers or Fund Supermarkets.
    Once you've done that basic research come back with any specific questions.
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am trying to build a list of organisations that provide S&S ISAs so I can decide who to go with.
    About 700 providers. Dont mind if I dont list them do you?

    In reality, its all fund supermarkets and wraps nowadays. Only if your contribution is very small does the old way of going direct to provider make sense (even then its best doing it via an IFA to get a discount).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • dunstonh wrote: »
    About 700 providers. Dont mind if I dont list them do you?
    Aww :cry: go on ;)
    In reality, its all fund supermarkets and wraps nowadays. Only if your contribution is very small does the old way of going direct to provider make sense (even then its best doing it via an IFA to get a discount).

    What fund supermarkets are the most popular? (I'm being careful not to ask for a recomendation ;))

    How many funds should I split £3600 into?
    Noobie (not so :D) trying to make loads a dosh - please bear with all my questions :beer: Thanks :D


  • turbobob
    turbobob Posts: 1,500 Forumite
    Try any of them here http://www.moneysavingexpert.com/savings/isa-discounts#best

    With Hargreaves Lansdown they've told me that the minimum initial investment per fund is £1000. Or £50 p/m. So with them your £3600 could be split between 3 funds.
  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    turbobob wrote: »
    Try any of them here http://www.moneysavingexpert.com/savings/isa-discounts#best

    With Hargreaves Lansdown they've told me that the minimum initial investment per fund is £1000. Or £50 p/m. So with them your £3600 could be split between 3 funds.
    You can get around that. With £3600 you could easily get into tens of funds by putting it all in a fairly low risk one as a lump sum, then switching out to the other ones you want. I started with 4 funds in my ISA, now I have about 10.
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    RayWolfe wrote: »
    Google: Discount Brokers or Fund Supermarkets.
    Once you've done that basic research come back with any specific questions.
    What makes you the expert? What are your qualifications?
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    kenshaz wrote: »
    What makes you the expert? What are your qualifications?
    !!!!!! is that all about? On second thoughts, I really don't care.
  • dunstonh
    dunstonh Posts: 121,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I wondered why the mortgage section had been so peaceful recently. Kenshaz has found new people to irritate ;)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • The_Fiddler_2
    The_Fiddler_2 Posts: 565 Forumite
    Please, no fighting in my thread - I don't know who started what or who is to blame or what, but quit it now and stick to the question

    Thanks :)
    Noobie (not so :D) trying to make loads a dosh - please bear with all my questions :beer: Thanks :D


  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Fiddler, what are you planning to invest in? If it's unit trusts and OEICs Hargreaves Lansdown is popular but if it's shares and investment trusts others might be more suitable.
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