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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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  • dalip
    dalip Posts: 7,045 Forumite
    Yes merry thats sounds fine. Good luck.D


    Ps my mind is never at rest either,i think i was born with a frown on my face.:p
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks Dalip. Now do I type it up and send it in the post so she (hopefully) receives it in time for the interview on Monday?? :confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Saturday 5th July

    Things have gone a bit to poo and I'm not sure what to do :confused:

    As you may remember, the OR said she was going to freeze the cashmindere accounts we set up before going BR and we should open new ones. I did so, informing my employer, ex husband and child benefit of the new number for all of the moneys to go into.

    I have still not received my card for this account - spoke to the Co-op last week who said it would be coming. This morning I logged into the Co-op and that account has been frozen :eek: Have spoken to them, and they can't get a straight answer out of the accounts department, but they think it may have been frozen in error.

    The weird thing is there is a debit on this account for yesterday of the exact sum I had left after transferring the amount I needed to pay into the joint account. How does the OR operate? Can they take money out of your bank accounts? :confused: Including the ones you are operating out of now?

    To make things even more complex, I can still see activity on the previous cashminder account set up. And a chunk of money was transferred out of there yesterday as well. I can't get any details on these debits at all, but I know it wasn't me because (a) I haven't used that account since I was told to leave it alone and (b) I don't have a card for the new account so can't do anything from it :confused:

    Do you think the OR has moved the money? I have my interview on Monday but want to know where I stand because obviously if these two accounts have been mixed up I need to sort it out. And Co-op can't help as their accounts department just keep saying that they have been instructed to put a block on it, even though there is a note on the (new) account saying the OR has no interest in it.

    Am feeling very frustrated, and a bit headachy. What do I do?! :confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • dalip
    dalip Posts: 7,045 Forumite
    Afraid not a lot merry. Sounds like,cause the OR had put a block on previous acc, the bank are now being over cautious in freezing that one as well. You will just have to bide your time till monday. May actually put you in a better position in regards the interview,as if she had not been such a pain in the first place non of this would have happened. Sorry merry i really think it is bad on both sides.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Every little helps eh mate! :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Sunday 6th July

    OR interview tomorrow. H has a letter to fax through to her about the whole frozen accounts issue - we have access to no money at all now, and are running out of petrol which means no working :eek: :eek:

    Got my file of paperwork, calculations that went into the SOA, and will be shutting myself into my room while I take the phone call. 1 p.m. tomorrow - please be thinking of me :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • marste
    marste Posts: 100 Forumite
    Ahhh merry,

    What a nightmare! Your OR sounds as if they are on some kind of youth training scheme!! What a jobsworth!! Can't you complain about him/her? They seem to be going a bit too far!

    Big hugs for tomorrow and I hope all goes well, hopefully you'll have an unfrozen bank account by then :) x
    Me before I found this forum :confused: And me after going through BR with everyone's help :j
  • dalip
    dalip Posts: 7,045 Forumite
    You dont need to ask me merry you know i will be thinking of you. Good luck girl.DX
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • mej24
    mej24 Posts: 200 Forumite
    Part of the Furniture 100 Posts
    Good luck for tomorrow, will be thinking of you :)
  • LilyBart
    LilyBart Posts: 1,171 Forumite
    Good luck Merry. Will be thinking of you.
    Lily
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