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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    Dez-Titute wrote: »
    Hi MG, I aint gonna wish you luck ,Luck is something that happenens maybe once in a life time.NO,you will get through this with determination ,knowledge and effort (maybe a little !!!!!!!!e) but hey we can't remember everything.
    I know you will be OK
    All the best Dez
    OMG they edited my post & I thought I'd been so careful. may be I put the * in the wrong place. Sorrry trying again.*hite



    The man from Delmonte he say yes.Trick is not to * the vowel
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • all the best for tomorrow Merry_Gentry and to your OH too. No matter how it goes (and that will be good of course......or else we will send the boys round:p ) You know this is something you must do so how it goes is irelevent really

    See you in the The Bankrupt Inn,s function room tommorow;)

    Sleep well :D
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Monday 9th June

    I have had some absolutely amazing private messages, for which I can only say a heartfelt thank you. You guys are absolutely amazing, and I wouldn't be half as ready to face tomorrow as I am if it wasn't for all of you.

    I have :

    * 4 copies of SOA
    * Exact money for the fees
    * Parking money
    * Book, water and food

    So I guess that's it. Get some sleep, wake up tomorrow and do this thing!! :hello:


    Brill Merry....go for the healthy option...water!!!

    Good luck!

    First drinks on you tomorrow!!!!
  • Rylynn
    Rylynn Posts: 1,387 Forumite
    Merry I hope you come back out with a smile on your face as you have sure earnt it. YOu may be quaking in your boots, but remember so are all of us and all the others tomorrow in court where you are... tomorrow all being well Merry, the only way is UP....
    Some Days are Diamonds Some Days are Stones,
    Sometimes the hard times won't leave me
    BSC 162:beer:
    Banktupt 22 Oct 2008 at 10am!
  • eselt
    eselt Posts: 604 Forumite
    Hi Merry Very very best of luck. All the queries about tax are a bit confusing? Basically what happened to me (Truro court) was that I went into a small waiting room (not a court room) handed my forms in to an admin clerk, signed to say it was all true and went home again, after being told OR would ring me...he did the next day. Was told not to respond to letters or contact creditors as the OR would do this...he did and all accounts were frozen...had to surrender all my cards, cheque books etc in the post to OR. I did owe loads of money to tax man due to overpaymnt of child tax credit I had been struggling to pay back but after BR was declared they weren't interested in pursuing my overpayment. Since BR have had no phonecalls or letters from anyone, apart from a letter from Barclays (aka !!!!!!!leys) to let me know that they have sold my debt on to a company, but nothing has come of that either- can't get blood out of a stone after all, and they realise this. Only problem I have had is geting a bank account to accept direct payments- have had to open a postoffice basic account which just lets me put money in and take it out (no overdraft, loans, special features nothing). Have now just started the process of being discharged and as I still don't have much money can't pay anything back without being seriously in the !!!!, so I will be discharged without having to pay anything towards my original debts. I don't feel too bad about this as they were all debts to credit card companies and banks and not individuals anyway so the only real damamge to any humans in all this process has been to myself and my kids. Prepare to enter the twilight zone...it is quite unnerving when you go from frenetic build up to your day in court to eeiry silence and calm....its great!!!! Very, very, very, best wishes for tomorrow- Eselt
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    luck.gif
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Good luck Merry :)

    I didn't get a pannicky call (well yet anyway :D) .. so presume you're all sorted for court.

    Hopefully you won't have to wait as long as I did down there but there's a few ok places for cheap food near the court if it drags on too long :)

    All the best :beer:
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Rylynn
    Rylynn Posts: 1,387 Forumite
    I hope all is going well for Merry as well, she was the first thing I thought of this morning. Lets hope she does not have to wait too long.
    Some Days are Diamonds Some Days are Stones,
    Sometimes the hard times won't leave me
    BSC 162:beer:
    Banktupt 22 Oct 2008 at 10am!
  • All the very best for today, Merry. I hope you find the whole court thing as stress free as possible and you have a similar experience to the vast majority of people who post here i.e that court staff are pleasant, helpful and respectful and you have some sense of relief when it's all over.
    :hello: :jEternal Optimist:j:hello:
    BR 22.09.08
    :staradmin BSC Member 201:staradmin
  • Summer1969
    Summer1969 Posts: 372 Forumite
    Hope its all going well, the sun is shining, fresh start!! :j
    "Ginger Rogers did everything Fred Astaire did, except backwards and in high heels"
    BSC Member - No 171 :jAD - 3 July 2009:j


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