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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Nite, Nite Merry. x
  • Rylynn
    Rylynn Posts: 1,387 Forumite
    Nite Merry, sweet dreams
    Some Days are Diamonds Some Days are Stones,
    Sometimes the hard times won't leave me
    BSC 162:beer:
    Banktupt 22 Oct 2008 at 10am!
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Well b*gger me :eek:

    Just spoken to the tax people. They have already processed my refund, so it will be hitting my account sometime this week. Just over £1,000.

    So, will the O.R. let me keep it, or am I safe in assuming it will just be taken straight away again?! :confused::(
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merrywidow
    Merrywidow Posts: 766 Forumite
    Hi Merry - I have been following your tale for the last few days - I am horrified that you have to go thru all this. I have never had this kind of bad luck but I really wanted to just put my two pence in and wish you all the best for tomorrow. As for KreditKruncher - well I think I can picture him - I've come across his sort but I guess I had better hold my tongue. Good Luck, it seems you have dozens of us routing for you. Got to help!
    member # 12 of Skaters Club
    Member of MIKE'S :cool: MOB
    You don't stop laughing because you grow old,
    You grow old because you stop laughing
    :D
  • Rylynn
    Rylynn Posts: 1,387 Forumite
    Merry how are you paying for the BR cannot you not use £500 from this refund to at least lose £500 of it? And surely with the move you need this money for other essential things? not much help from me I know. I have a similar problem need to get into my thead and ask about it, not tax though, tax credits.

    Only one more night to go and you will be there Merry.
    Some Days are Diamonds Some Days are Stones,
    Sometimes the hard times won't leave me
    BSC 162:beer:
    Banktupt 22 Oct 2008 at 10am!
  • blind-as-a-bat_2
    blind-as-a-bat_2 Posts: 4,304 Forumite
    Well b*gger me :eek:

    Just spoken to the tax people. They have already processed my refund, so it will be hitting my account sometime this week. Just over £1,000.

    So, will the O.R. let me keep it, or am I safe in assuming it will just be taken straight away again?! :confused::(


    Merry you have a PM;)
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    Hi Mg,
    You will almost certainly be put on an IPA for nil rate tax.Not sure at what point it starts you need to do some research,Maybe someone knows the answer,when /if you find out let me know.
    Thanx Dez
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Merrywidow wrote: »
    Hi Merry - I have been following your tale for the last few days - I am horrified that you have to go thru all this. I have never had this kind of bad luck but I really wanted to just put my two pence in and wish you all the best for tomorrow. Good Luck, it seems you have dozens of us routing for you. Got to help!

    Thank you ever so much Merrywidow, I must admit this board has kept me sane over the last month or so!!! :beer:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Dez-Titute wrote: »
    Hi Mg,
    You will almost certainly be put on an IVA for nil rate tax.Not sure at what point it starts you need to do some research,Maybe someone knows the answer,when /if you find out let me know.
    Thanx Dez

    Is that where I don't pay tax but hand over the equivalent amount to a trustee?? :confused::confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Rylynn wrote: »
    Merry how are you paying for the BR cannot you not use £500 from this refund to at least lose £500 of it? And surely with the move you need this money for other essential things? not much help from me I know. I have a similar problem need to get into my thead and ask about it, not tax though, tax credits.

    Only one more night to go and you will be there Merry.

    Thanks for the suggestion, but it hasn't hit my account yet so not in time to be able to take it out tomorrow to pay at court. It was lovely to know I got it back, even if just for a very little while!! :rolleyes:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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