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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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Comments

  • Rylynn
    Rylynn Posts: 1,387 Forumite
    I will be thinking about you Merry, it was you and Summer and Angels posts that I read here that made me take the plunge and post so I thank you for that, as on here I feel I can ask questions and no one (kreditkruch the exception) will laugh at me, or think what a dim wit, or moron.

    Tomorrow I am sure you will want one huge drink, or large cappinchino to celebrate.
    Some Days are Diamonds Some Days are Stones,
    Sometimes the hard times won't leave me
    BSC 162:beer:
    Banktupt 22 Oct 2008 at 10am!
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Hang on a mo Dez-Titute how can they backdate a NT code IPA as the tax man had already taken it, so if the OR wants it he would have to go to them for it:confused:

    Something doesnt make sense here, i have to admitt i didnt have to worry about it and havnt read that closely but i was under the impresion the nt tax code was from BR date till end of tax year which i just assumed was for the reason above:confused:

    That was how I read it :confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Rylynn wrote: »
    I will be thinking about you Merry, it was you and Summer and Angels posts that I read here that made me take the plunge and post so I thank you for that, as on here I feel I can ask questions and no one (kreditkruch the exception) will laugh at me, or think what a dim wit, or moron.

    Tomorrow I am sure you will want one huge drink, or large cappinchino to celebrate.

    Oooh that cappuccino sounds rather yummy - yep I'll be there with ya! ;)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • blind-as-a-bat_2
    blind-as-a-bat_2 Posts: 4,304 Forumite
    That was how I read it :confused:

    The way i have always seen it is the OR takes the tax you would have paid from the dat of your BR to the end of the tax year, now they may base that on say the previous X months but if your earnings are less you should be able to ask for it to be reassesed on your actuall earnings.

    An NT code should NOT leave you out of pocket in any way at all

    At least thats how i see it:confused:
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    Hi Bat,
    Those were my thoughts initially however after reading this post its got me worried any ideas??

    http://forums.moneysavingexpert.com/...income+tax+IPA
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • Dez-Titute wrote: »
    Hi Bat,
    Those were my thoughts initially however after reading this post its got me worried any ideas??

    http://forums.moneysavingexpert.com/...income+tax+IPA

    I saw that link and that is what the above reply was based on.

    An NT code IPA is just to collect the tax you WOULD have paid not MIGHT so if they do base it on previos higher wages, which is fair enough, they have to guesstimate it somehow if your not on a fixed income, but if it leaves you out of pocket then raise a stink about it

    Having said that dont ask me how you actually work what tax you would have paid out, havnt a clue on that one

    Thats what a mother who used to be a bookeeper is for:p
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    I saw that link and that is what the above reply was based on.

    An NT code IPA is just to collect the tax you WOULD have paid not MIGHT so if they do base it on previos higher wages, which is fair enough, they have to guesstimate it somehow if your not on a fixed income, but if it leaves you out of pocket then raise a stink about it

    Having said that dont ask me how you actually work what tax you would have paid out, havnt a clue on that one

    Thats what a mother who used to be a bookeeper is for:p

    Thanks Bat,
    Have several other questions for my OR & thats another one on the list.
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • december
    december Posts: 707 Forumite
    I just wanted to say good luck for tomorrow although I'm sure you will be fine.

    Take care

    December
    BSC support number 158

    weight loss - 52lbs
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    Hi MG, I aint gonna wish you luck ,Luck is something that happenens maybe once in a life time.NO,you will get through this with determination ,knowledge and effort (maybe a little !!!!!!!!e) but hey we can't remember everything.
    I koww you will be OK
    All the best Dez
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Monday 9th June

    I have had some absolutely amazing private messages, for which I can only say a heartfelt thank you. You guys are absolutely amazing, and I wouldn't be half as ready to face tomorrow as I am if it wasn't for all of you.

    I have :

    * 4 copies of SOA
    * Exact money for the fees
    * Parking money
    * Book, water and food

    So I guess that's it. Get some sleep, wake up tomorrow and do this thing!! :hello:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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