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Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

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  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    You are so easy! ;)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • dalip
    dalip Posts: 7,045 Forumite
    Yes i know but is that to please or what? Remember the watershed mw1. I am a simple person:o as i am hoping you will find out:eek:
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I'm keeping schtum til after 9 p.m.!! :p
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    its 9.13pm........;)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I know but then I thought you guys are so innocent, I wouldn't want to corrupt you!! :rotfl:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Innocent ? me? you dont know half the story ;)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Ooooh tell tell!!!!!! :eek:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Quick hello :hello: and mini whinge!!! H got his electron cards today - for both the joint account and his single cashminder account. I didn't get mine :( Rang them up to make sure everything was ok, and she was lovely on the phone - said for some reason they hadn't been ordered but she would deal with it asap :D

    DDs all rearranged (apart from TV Licence as waiting for them to get in touch) :beer: Am busy reading 'Claire's County Court Carry On' and loving it - really inspirational - hence me not posting very much! ;)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Saturday 24th May

    Feels like I'm in limbo.

    The money is saved - for the house and for going BR. The forms are complete, and just waiting to be printed. Waiting to hear from the house people - they said the other day that all the references had been done, but not heard anything from them since.

    Have had a few phone calls from creditors - asking for a minimum payment. Spoke to Northern Rock and explained we were taking advice regarding debt, and were probably going for voluntary repossession. The woman was really nice, said she was sorry to hear that, and just said keep in touch and let them know what was going on.

    H has spoken to a couple of his creditors as well, and told them about going BR. So far, none of them have been horrid. I think it's been a relief for him actually, and although my heart thuds when the phone rings at least now I have something I can say.

    I guess we could start packing, but tbh without knowing when we're actually moving in, tis difficult to do and the motivation isn't there :o

    Tis half term next week, so going to be a busy one with the elder DDs around, which will be nice, but also means being more discreet on the phone - don't want them hearing the BR word.

    Guess I shouldn't be complaining - it's barely over 3 weeks since I started looking into this - can hardly expect to have changed my whole life in that time now can I?! :rolleyes:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Saturday 23rd May


    Guess I shouldn't be complaining - it's barely over 3 weeks since I started looking into this - can hardly expect to have changed my whole life in that time now can I?! :rolleyes:

    Gosh Merry....has it been 3 weeks already...you are doing so well.!!!

    Ax
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