Hypno's "bursting with energy" diary.......

Snaggles

Not much to add really but just wanted to send a (((hug))). Would it help to go back and look at the position you were in 2 years ago, and see the enormous difference? At that stage you were hugely in debt through absolutely no fault of your own, and you must have felt pretty wretched at some point. You have pulled yourself out of that situation with grit, determination and sheer bloody-mindedness, and have done it in such a positive and inspiring way that you have an army of friends and admirers, willing you on to be debt free, which WILL happen in the next couple of years.

You are having a horrible few weeks but they will pass - have faith in yourself and don't give in, you have come way too far. When the debt is gone, you will look back at moments like these as the defining moments, when you could have thrown the towel in and gone bankrupt, but you didn't, you pushed on through the hard times and you found a way. And you will be proud of that.

So chin up, be brave and just keep swimming. We are all here to hold your hand or give you a swift kick up the rear, whatever it is you need from us.....and we will still be here for your debt free party in 2010. :T

Take care xxx

hypno06

thanks guys.....going to bed now. Will feel better in the morning xx

Verbatim

Night Hypno,

On a practical note could you apply for a cc in time to pay the car insurance or if not that something else which would free up cash in the bank account to leave enough to pay the insurance from there? Failing that can you ask the bank for an increase in overdraft facility for this month only? I know you have the money for your 3 week student coming soon which will allow you to pay off the cc or overdraft so I'm not suggesting increasing your debt (and we all know how disciplined you are and how quickly you'd repay any such borrowed funds)

Just a thought,

V.

hypno06

Mornings come round too quickly!!!

Much coffee needed today I think. I will be taking my latop with me today, so a bit of a chance for a catch up through the day......:D

Verbatim, no chance of a credit card - I have even been turned down for a vanquis card :rolleyes: .........great........and I have already tried the overdraft thing - they won't increase my overdraft but they will honour the payment.......great...will just cost me £30 for going into unauthorised overdraft.

ah well, if bank charges reclaim is ever sorted, then I will get at least some of that back :rotfl:

Anyway, will try not to wallow any more about it today - I have got to shake myself out of it.

Hope you all have a good one and that the sun is shining for you xxx

pania

have a nice day. x

hypno06

and you too, hon - are you car booting this morning? If so, good luck!!

pania

no, we're doing it when duchy gets back from holiday now instead. just woke up early. Hope the mini hypnos do well today.

hypno06

so not even a lay in on a Sunday, P! That is harsh!!

I will be up the ski club all day - the kids are racing....pop by if you want a cuppa x If not, hope you manage to get some chill time.

pania

sadly i'm still in kent!!! :rolleyes: is my nieces first birthday party today so bit of a family doo this afternoon, :T otherwise i'd have loved to.:p back home early evening. chill time??? wossat then? just wish i could get a decent nights kip at the mo!!:rolleyes: think i may be purchasing some nytol at some point!!!!:o looooads of falling asleep late waking up faaaar to early going on!:rolleyes: perhaps we can catch up tomorrow evening?

hypno06

pania wrote: »

sadly i'm still in kent!!! :rolleyes: is my nieces first birthday party today so bit of a family doo this afternoon, :T otherwise i'd have loved to.:p back home early evening. chill time??? wossat then? just wish i could get a decent nights kip at the mo!!:rolleyes: think i may be purchasing some nytol at some point!!!!:o looooads of falling asleep late waking up faaaar to early going on!:rolleyes: perhaps we can catch up tomorrow evening?

Ahh, have a good day with your niece....jelly and ice cream I assume?

Catch up tomorrow or Tuesday will be good......and I am sooooo with you on the sleep thing :rolleyes: